Is it true that online loans received mediation after the deadline?

It should not be true that the online loan is overdue and mediation is accepted.

The online loan is overdue, and I received a phone call saying that it should be handed over to the court and handed over to the mediation center.

What court mediation center? Isn't it a collection? Freezing is freezing, and the worst result of prosecution is freezing. ...

To make it clear, the mediation center is the mediation center and the court is the court.

Tell everyone what a mediation center is.

Does the mediation center need mutual consent for mediation?

The Measures for the Settlement of Public Opinion Polls between the People of China and the People of China stipulates that mediation of civil disputes should be conducted on the basis of the willingness of the parties. If one party explicitly refuses to mediate, mediation shall not be conducted.

Therefore, mediation can only be carried out with consent, otherwise mediation cannot be carried out.

So many people ask, if mediation fails, or if mediation is not needed, do you want to sue?

Does the prosecution need mediation first?

If you sue, you can go directly to court.

The mediation center cannot transfer the mediation case to the court, and the prosecution requires the plaintiff to submit the prosecution materials to the court.

The case has been filed and the notice of the court has been received. This is the real prosecution. Others are either received and sent to you, or sent to you by the so-called platform, all of which are fake.

The collection said that the case had been handed over to the mediation center. Is it true?/You don't say.

Today, I will share with you how to distinguish between true and false:

1, the most direct way is to consult the court. If you say that you are really being sued, you can call this court directly and report your name and ID card information to find out whether you are really being sued.

Sometimes you have to wait for a phone call, so you must be patient when you make a phone call.

If there is really a lawsuit, the SMS will only send the number 12368.

The text messages and phone calls sent by the mediation center are only conflict mediation centers and have nothing to do with the court.

Don't be afraid to see similar messages. This has nothing to do with the court. It's just that collecting is urging you in another way.

Seeing the above words, do you think that the people's court of XXX has filed a lawsuit?

This is not true.

Of course, you can also find out the registered legal person of this number by inquiring about the number of text messages sent and going to the Ministry of Industry and Information Technology to inquire about the number of text messages sent.

Enter the top eight and find that they belong to that collection company.

There are many others. For example, some people called to say that the mediation center of the court?

Everyone shows this number. Many people saw this and felt that they were really being sued.

I'm worried. In fact, only the short message sent by 12368 or the express delivery sent by EMS China Post can really be prosecuted. Everything else is fake.

It is said that you are a mediation center organization, and these are non-governmental organizations. Can you understand?

So don't be afraid, the other party just wants you to pay back.

If you can't afford it, it doesn't matter if you are sued. Being sued is just asking you to pay back the money.

If you can't pay it back then, I'll mediate with you through an authoritative organization.

Only in this way can we win the most reasonable and appropriate negotiation plan. Moreover, you don't have to pay back these unreasonable things such as liquidated damages and penalty interest. You don't have to pay back.

So sometimes being sued is not necessarily the worst result.

First of all, we must know that the online lending platform has no right to freeze the debtor's payment account.

Some overdue customers, all of a sudden, V-letter payment has been frozen, and they are very worried about whether they will be prosecuted.

The only person who has the right to freeze your account is FY.

FY freezes the debtor's payment account, which is what we often call "pre-litigation property preservation"

So what is pre-litigation property preservation? Give everyone a popular science:

In other words, if you have arrears, the platform will apply to the court for property preservation before suing, and the court will directly freeze your account first. Of course, general V-letter payments are directly frozen, and some will freeze bank cards.

Pre-litigation preservation is actually the favorite collection method of most online lending platforms.

Why do you say that? The debtor fails to pay back the account within the time limit, and suddenly the account is frozen. He must be worried about being sued.

Then, in the case of constant collection pressure, I will send a text message to some of the contents of the lawsuit. If I don't return it, I will directly freeze all the property under my name.

At this time, the debtor is likely to find a way to lend the money and pay it back.

Therefore, after debt, if you can't repay it, take care of your present life first. Don't focus on debt any more, and it's best not to leave any money in your own name.

At that time, it was inconvenient to use your own, so use the home one! Compared with the platform, you are poor, so you should protect yourself and your family first.

What court mediation center? Are these all important?

If you catch a cold, will they buy you medicine?

Your life has become difficult. What's the use of worrying about this and that?

I'm not trying to persuade you to be lazy. I'm just telling you, if you can't afford it, then choose to live well and make money first. You can negotiate to pay back the money when you have the conditions.

Paying off debts is a matter of course.