How to transfer money from bank card to mobile phone?

Mobile bank card transfer methods include:

1. Transfer through the third-party payment platform:

Open Alipay APP, find "Transfer" on the home page, click the "Transfer to Bank Card" icon after entering, then click the bank card to be transferred in the "Select Payment Method" interface, then enter the payee's name, card number and transfer amount, and then click "Confirm Transfer" to transfer successfully. (Operating environment: Alipay APP, version number of Android is v7.29.0, and version number of Apple is v6. 1. 1).

2. Transfer money with mobile banking APP (operating environment: mobile banking APP, version number of Android is v7.29.0, and version number of Apple is V6.1.1);

First, install a mobile banking APP and log in with the mobile phone number reserved by the bank. After the cardholder logs in, he can select transfer in the APP, then enter the collection account number, the name of the household head, select the bank where the account is opened, finally enter the transfer amount, and click OK.

What kinds of bank cards are there?

Simply put, bank cards are mainly divided into two types, namely debit cards and credit cards. Among them, credit cards are divided into two types, namely credit cards and quasi-credit cards. You can apply for different bank cards according to your own needs.

The first-class bank card and the second-class bank card here refer to debit cards.

What do first-class bank cards and second-class bank cards mean?

A bank card is actually a settlement account. Its functions are comprehensive, and its application scope, usage quota and account balance are not limited.

The second-class bank card, as its name implies, is the second-class settlement account, which is generally a convenient financial account. Investment, transfer and consumption can be made through the second-class bank card, but there are restrictions on the second-class bank card. If the second-class bank card transfers money to an unbound account, the daily transfer limit is 10000 yuan, and the annual transfer limit is 200,000 yuan.

In addition, there is a third type of bank card, which is a virtual card. The daily cumulative transaction amount is 5,000 yuan, and the annual cumulative limit is 200,000 yuan, and the balance in the card shall not exceed 1 1,000 yuan.

What's the difference between a first-class bank card and a second-class bank card?

There are differences between the first-class card and the second-class card in terms of opening channels, quantity restrictions, functional scope and usage quota.

Opening channel: the opening of Class I bank cards must be verified in person at the bank counter; There are many channels to open second-class bank cards. Cardholders can choose to go to the bank counter in person or inquire about the opening through electronic channels such as mobile banking. You can choose according to your actual situation.

Number of accounts opened: according to relevant regulations, one person can only open one first-class bank card account with one ID card in a bank; However, you can open more than one second-class bank card. At present, you can generally open up to four second-class cards.

Function scope: A type of card has the most functions, and a type of card can be said to be a full-function account, and there is no scope limit when handling business; Compared with the first-class card, the second-class bank card is a restricted function account with limited business scope. For example, the second-class bank card does not support large-sum transfer, bank-securities transfer and cross-border remittance.