What should I do if I receive a reminder message?

There are several forms of collection: SMS collection, telephone collection, email collection, legal department collection, and lawyer's letter collection.

SMS collection is a very low-cost collection method. Half of them are sent to you through private mobile phone numbers and text messages starting with 10. The messages sent to you by private mobile phone numbers are basically threatening. They won't say which platform you owe money to, nor will they say anything in detail. They just give you something that shakes your heart. For example, if you don't pay at 5 o'clock this afternoon, we will force you to do something. Please get ready. Or all kinds of threatening remarks, just ignore this information. This is a society ruled by law, so don't be afraid of such threatening remarks.

In fact, the general short message collection is nothing more than sending you the following contents; He said he would come to your home or work and ask you to wait. If you want to send a lawyer's letter to your domicile, you should initiate judicial proceedings against you. The limit for reporting dishonesty is high. To execute it, you need to apply for a payment order. I will inform your company and your relatives and friends to help you repay the loan. Say that you are going to jail for malicious overdraft, illegal possession and suspected credit card fraud.

After receiving the above news, some friends first panicked, then began to be afraid, and then asked if it was true. What should I do?

Here, I just want to emphasize one point:

The first is to include untrustworthy personnel, enforce them, and freeze account balances. Are all things that the court has the right to do, and only if you are sued will there be consequences.

Second, except for the court summons and the 12368 short message mailed by the court, it is necessary to verify the authenticity. The rest of the lawyer's letter, reminder letter and report letter have no legal effect, so don't care too much.

Third, if you can't pay your debts for the time being, it's no use worrying and being afraid, and you can't solve the problem. What should come will always come. The most important thing is to find a solution as soon as possible! For other related questions, please consult Hunan HarmonyOS Legal Consulting Co., Ltd. to provide you with legal aid free of charge.