I received a text message saying that I was sued by Zhaolian Finance. How will the court inform me?

Ordinary courts will directly serve paper lawsuits and subpoenas.

Generally speaking, Zhaolian Finance will remind borrowers to repay by phone or SMS. If you can't contact or can't contact, entrust the corresponding collection company to handle it.

If the loan interest rate signed with Zhaolian Finance is legal and does not exceed the legal standard, then within the legal scope, it should bear the repayment obligation and pay the fine. If it is overdue for a long time, Zhaolian Finance can take the form of prosecution for collection. If the interest rate and overdue fine exceed the legal limit, the excess will not be repaid. Even if you are sued, you can collect relevant evidence to prove that it is illegal.

Extended data:

Precautions:

1. Calculation of repayment date. Starting from the loan success date (such as 65438+ 10/0), the date after each natural month is the due repayment date, so there will be special circumstances that some months have no specific date, and the repayment date will be automatically calculated forward.

2. Is there a grace period? If the deduction fails or the repayment is forgotten, the system will have a three-day grace period. It doesn't matter if you return it within three days. If it is not repaid after three days, the penalty interest will be calculated from the repayment date.

3. Is it possible to extend the repayment period? There is no function to extend the repayment period of the excellent loan. It is recommended to repay the loan on time according to the date stipulated in the contract.

Baidu Encyclopedia-Zhao Lian Finance

Baidu encyclopedia-prosecution

Interim Provisions of the People's Court of the Supreme People's Court Municipality on Filing Cases-Prosecution and Acceptance