What does this short message mean when CCB asks for help with its credit card?

Hey, let me tell you something. Did you read the message clearly? "Your credit card should be charged to the agreed account in RMB in this period, and the actual charge is 76.88 yuan. The balance will be returned to the agreed account within two days. This means that your credit card costs ***494.66 yuan, while the savings card associated with your credit card is only 76.88 yuan, which means that the money in the savings card is not enough to repay the consumption amount in the credit card. Guess what?

"If the balance returns to the agreed account within two days, it will be deemed to be returned on time." In other words, the money in your savings card is not enough to pay back the consumption amount in your credit card. Paying back the rest of the money within 2 days is not overdue. I made it very clear, understand?