Is Ping An Puhui loan formal?

Ping An Puhui Loan is formal.

Ping An Puhui has obtained two small loan licenses. Therefore, Ping An Puhui has no problem with its lending qualifications.

In terms of collection, Ping An Puhui Loan continues the collection methods of formal financial institutions. There are basically no violent collection methods such as exposing address books, threats, intimidation, and writing in big letters. For serious overdue borrowers, Ping An Puhui Loans may take legal action.

Ping An Puhui is the general name of the companies affiliated to Ping An Insurance (Group) Co., Ltd. of China that carry out financing guarantees, financing consulting, small loans and other businesses. Assist small and micro business owners, individual industrial and commercial households, and ordinary working-class people to obtain professional loan services to support the development of China's real economy.

After years of rapid development, Ping An Puhui has grown into a professional model in the industry in terms of comprehensive strength and corporate governance: it has an excellent international management team and rich credit business management experience;

Continuously improve risk management and control capabilities through innovative credit technologies such as facial recognition, micro-expressions, artificial intelligence technology, and anti-fraud scanning. Robust and leading risk management capabilities also enable continued optimization of asset risk performance; diversified loan solutions provide borrowers with customized services, and also provide high-quality borrowing options for the general public;

At the same time, the full online application process and offline consulting services continue to improve the service experience. At present, Ping An Puhui's business covers more than 300 cities across the country. Its online remote team of more than 7,000 people provides professional consulting services 24/7. It has strong external business cooperation capabilities and has built a loan ecosystem. It has served more than 11 million customers in total. Helping them obtain more than 100 billion yuan in loans.

Ping An Puhui will continue to adhere to the four driving forces of customer inclusiveness, product inclusiveness, channel inclusiveness, and social inclusiveness, and practice inclusive finance with the brand concept of "responsible finance, inclusive lending" .

In the future, Ping An Puhui will continue to strengthen the promotion of inclusive finance in the context of the Ping An 3.0 era, and is committed to assisting small and micro business owners, individual industrial and commercial households, and ordinary wage earners to obtain better loan services , to create the world’s most trustworthy inclusive finance brand preferred by customers.

Ping An Puhui focuses on providing loan services to the inclusive financial crowd, mainly small and micro business owners and individual industrial and commercial households. 90% of the small and micro customer group is the "1050" group (annual income below 10 million, Small and micro enterprises and individual industrial and commercial households with less than 50 employees).