The text message from the law center said that the bank card was frozen, indicating cancellation.

As long as you don't receive the notice of court enforcement, it's a lie.

Only the judicial department has the right to freeze personal property, a short message can't decide anything for you, and their company has no right to freeze it. Unless you actually received a subpoena from an online or local court.

If you encounter the situation of "urging to send and receive text messages to freeze my bank card", you should still handle it according to the situation. In daily life, when borrowing money, you should plan your own funds to ensure that you have a certain repayment ability and don't borrow too much. _