How to cancel the SMS deduction fee of bank card?

There are several ways to cancel the SMS deduction of bank cards:

1, cancelled on site

Cardholders can bring their bank card, ID card and mobile phone to the bank counter to inform bank staff to cancel the SMS service bound to the bank card, which means there is no possibility of SMS fee deduction.

2. SMS logout

Edit the short message "the last four digits of QXTZ# account" with the signed mobile phone number and send it to the customer service phone to cancel the corresponding account change notification service. Be careful not to include other character information or text description in the short message, otherwise the bank will not recognize the customer's instructions.

3. Call cancellation

Cardholders can dial the bank's customer service hotline, turn to 8 (other services) and then turn to 3 (SMS signing), then enter the account number or ID number, then enter the telephone banking password, then select 2 (SMS cancellation), then enter the account number or ID number, then enter the mobile phone number, and then cancel according to the prompts. You can also directly transfer to the manual service, and ask the manual customer service to help cancel the SMS notification, so there is no possibility of SMS deduction next month.

4. Cancel mobile banking

Log in to the mobile banking client (taking Bank of China as an example), click the [+] icon in the upper right corner of the homepage, select Message, click Message Service Customization, and then select the corresponding account change notification service to cancel the operation.

The above is to cancel the bank card SMS reminder service, so there will be no SMS deduction. Simple and easy to operate, can learn!

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 7.2.2

Extended data

Will the short message fee owed by the bank card affect personal credit?

The short message fee owed by the bank card will not affect personal credit. The SMS notification function of bank cards is an additional service provided by banks. Generally, the service will be automatically cancelled after two months of arrears, and the arrears will be automatically replenished after the card has enough money. If it is a card of China Merchants Bank, the SMS notification service will not be cancelled automatically, and the expenses will be incurred normally. If the "SMS notification service fee" cannot be deducted due to insufficient current balance, the personal credit record will not be affected temporarily. However, if there is arrears, the system will make up the deduction when the account has funds.