What does it mean to suddenly get a short message from inclusive finance?

I have been receiving short messages from inclusive finance, which are likely to be fraud or loan information. Users need to be careful. Usually, inclusive finance is a form, and loan companies are usually named after "inclusive finance", such as Ping An Pratt & Whitney Finance and Zijin inclusive finance. In addition, the name of inclusive finance platform does not have to be formal and credible. When applying, users should know clearly in advance whether they are licensed institutions, what is the interest rate and what is their reputation.

Extended information:

1 If Pratt & Whitney Financial sends you a message, you can ignore it, delete it directly, or start to block the bad information. If I keep sending you messages, it's mainly about loan marketing for users. Similar information mass sending is an advertising method on the platform.

2 Pratt & Whitney online lending platform is loaned by Zijin Sub-branch.

A money station loan company under this company will entrust a third party to collect money.

This company belongs to Zijin Investment Group. Zijindi is the parent company of Zijin Pratt & Whitney. They are subordinate. The loan of Zijin Sub-branch is mainly for financing an enterprise, and Zijin Pratt & Whitney is engaged in small loans, similar to Ping An Easy Loan and CreditEase Pratt & Whitney. The reason is that the loan matched in Jiufu Pratt & Whitney online lending platform was not paid off within the repayment date, resulting in overdue repayment;

Will produce overdue interest, affect the credit, serious will be prosecuted by the court in prison.

The main function of the repayment date is for the bank to judge whether the cardholder has a malicious overdraft tendency and judge the financial status of the cardholder. Therefore, repayment after the last repayment date will inevitably lead to overdue records. Whether this record can be changed from the central bank requires further consultation between you and the issuing bank.

Ping An Pratt & Whitney is a relatively formal financial company. After the deadline, I usually take all kinds of phone harassment, call you, call your friends, call your family, call your colleagues, call all the people in your mobile phone address book, and give you repayment pressure. If phone begging doesn't work, they may make home visits, but there will be no violent collection. Finally, it will be solved through legal channels. So, if you have money, you should pay it back as soon as possible. After all, Ping An Pratt & Whitney's microfinance interest is not low.

In addition, from the beginning of this month to the end of this year, Ping An Pratt & Whitney unsecured products are exempt from three-point handling fees, and mortgage e-loan is inevitable. All loan products of Ping An Pratt & Whitney will return 1.5% of the loan amount, reducing the borrower's capital cost.

The bank will collect accounts from time to time, depending on the amount. It takes more than 50,000 yuan 1 hour, and less than 50,000 yuan takes 6 hours. If it is the inter-bank remittance of ABC, the funds will be deducted from the ABC card in real time. As for the arrival time, it depends on the processing speed of the receiving bank. It will usually be received within 1-2 working days. Agricultural Bank of China and its peers transfer money quickly, and it will arrive in half an hour! If it is an inter-bank transfer, it will take a long time, no more than 24 hours at the latest.