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How to check the customer number of Anhui Agricultural Finance
There are four ways to check the Anhui Agricultural Finance customer number as follows:
1. Go directly to the bank counter to check;
2. Go to the automatic teller machine to check;
3. For telephone inquiries, call the rural credit cooperative service hotline 96669;
4. For online inquiries, you can inquire online after you have applied for online banking.
The Anhui Agricultural Finance customer number is an identity mark carefully designed for customers by the Anhui Rural Credit Cooperatives Union. It is like an exclusive ID card for each customer and is highly unique. This customer number is not only the customer's identity certificate in Anhui Nongjin, but also a key medium for handling various financial services. Whether it is handling bank cards, passbooks, or subsequent financial transactions and services, this customer number plays an indispensable role.
The consequences of non-repayment of loans from rural credit cooperatives are as follows:
1. Overdue interest will generate penalty interest, that is, overdue interest, which is the penalty interest caused by overdue loans. Generally, the operation is to pay off the original loan. On the basis of the interest rate, a penalty interest of 30%-50% will be added.
Once overdue, it will increase the repayment pressure on the borrower. The longer the overdue period, the more repayment is required.
2. If the loan is overdue, it will be difficult to enjoy the loan discount if it is not repaid.
Generally speaking, it is easier for high-quality borrowers with better credit to obtain loans with lower expected annual interest rates. If the borrower has suffered credit damage due to non-repayment of loans from rural credit cooperatives, it will be considered a loan. For bank loans, it is difficult to achieve a lower expected annualized loan interest rate.
3. Overdue loan repayment causes inconvenience to life.
If the loans of rural credit cooperatives are not repaid for a long time, specialized personnel will come to collect the loans, or even go to the company to collect the arrears, which will affect the daily life of the borrowers.
4. If a rural credit cooperative loan is not repaid, and after the credit cooperative has repeatedly urged for repayment, the credit cooperative staff can sue the borrower to the court and let the court order the borrower's assets. Used to repay funds after the auction.
To sum up: Anhui Nongjin’s customer account is an important bridge for customers to establish trust and cooperation with Anhui Nongjin. Anhui Agricultural Finance has always been committed to providing more professional and convenient financial services to farmers.
Legal basis:
"People's Republic of China and Civil Code"
Article 675
Borrower The loan must be repaid within the agreed time limit.
If there is no agreement on the loan period or the agreement is unclear, and it cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; the lender may urge the borrower to return it within a reasonable period of time. .
Article 676
If the borrower fails to repay the loan within the agreed time limit, he shall pay overdue interest in accordance with the agreement or relevant national regulations.
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