What does the bank card daily limit mean?

Bank card limit refers to the bank's restrictions on the maximum amount and the maximum monthly expenditure set by users when paying a single transaction.

In order to improve the safety of funds when users use bank cards for quick payment or online banking transactions, banks usually set quantity restrictions to ensure the legitimacy and rationality of each user's consumption and increase the safety of using cards.

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Bank card limit can be modified in the following ways:

1, online banking modification

Log in to the issuing bank's online banking, find the transaction limit on the personal account page and modify it. However, the online banking operation pages of different banks are different, and the actual display on the page shall prevail.

2. Modification of mobile banking

Log in to the issuing bank's mobile banking, click My Account-Security Center and Settings-Set transaction limit, and set the limit of transfer, remittance and payment. The mobile banking operation pages of different banks are different, and the specific situation still depends on what is displayed on the page.

3. Network transformation

Cardholders need to bring their ID cards and bank cards to the issuing bank outlets, explain your needs to the staff, and then modify the limit.

In addition, although the cardholder can modify the bank card limit, the maximum limit cannot exceed the maximum limit set by the bank. The specific situation still depends on the designated information published by the issuing bank.

Matters needing attention

1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately;

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks;

It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose your bank card number and password at will.

4. When spending by credit card, don't let the bank card leave sight, pay attention to the number of times the cashier swipes the card, and check whether the amount on the shopping list is correct and whether it is my card when getting the shopping list and card;

5. Open SMS service, keep abreast of account changes, and immediately call the bank to report the loss once abnormal transactions are found;

6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.

7. Bank cards should not be placed with mobile phones, televisions, stereos, microwave ovens and other electrical appliances with strong magnetic fields. It's better to put them far away. Don't put multiple bank cards and passbooks together.

8. Try to separate the cards with pieces of paper to play the role of spacing.

9. You can use a special bank card case or anti-magnetic card case.

The same bank cannot open more than 4 cards.