Save it. What if it doesn't pass?

Question 1: What if the provincial examination fails? According to the submitted information, including age, education, personal credit information, debt situation and other comprehensive considerations, the system will automatically review.

It didn't pass the audit, so I guess you won't use it either.

Question 2: Has the province passed it? Why is there no quota after that? No quota means that the audit failed.

The provincial audit will generally make a comprehensive evaluation based on the information you submitted. The better the general credit, the higher the quota and the lower the rate.

Question 3: What if you can't save it? Credit card repayment is the main business in the province, and the review will be faster. The review will be based on all aspects of the information you submitted, and the system will automatically review it.

Question 4: Why is there no limit for saving money? You haven't finished the registration procedure here, have you? Generally, you need to download and register, then apply for a quota, review the quota, and finally you can use a credit card loan. "It is as you say, you have not completed the credit extension. Please consult again for details.

Question 5: What if the application fails? When you apply for registration, I will make a comprehensive evaluation based on the information you submitted, including age, education, credit and so on. If I fail, I suggest you try again later.

Question 6: What if multiple bank cards fail to pass the authentication? Just a bank card. After 7 days, you can use this bank card to re-authenticate the authentication amount. Fill in as many bank cards as you receive. If you make a mistake twice, you must re-register your real name.

Question 7: Can I reapply if I fail the exam? Every application for such products needs to be examined.

The provincial audit is based on the information submitted by you, your credit and other information systems.

How long does it take to apply again? There should be no specific time. It depends on the specific situation.

Question 8: What if the credit card is not repaid in installments? If I don't pay back the money in the third installment, I suggest that I pay back the money on time in the future, otherwise I will be blacklisted by the bank and will be prosecuted by the bank in serious cases.

The influence of credit card not paying back the money;

It has an impact on applying for a credit card in the future and repaying the loan interest in the future;

It will affect the normal use of credit cards and may be frozen and deactivated;

If it is overdue, it will be blacklisted by the bank and become a black account, and you can't apply for a loan directly in the future;

It has an impact on the loan amount for buying a house and buying a car in the future;

If you don't pay back the money you owe, you are likely to be sued by the bank.

Question 9: My credit record is very good. Why didn't I pass the exam? If I apply for a CMB credit card, the most important condition is to have a stable job and income. The necessary application documents are a copy of my identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. Credit card applications are comprehensively evaluated by the system, during which we refer to many factors, such as age, job stability, income, personal credit and so on. Maybe your original application materials failed to fully show your real situation, which led to the failure of your application. If your application fails, we will send you a text message on the 6th, and if your mobile phone number is abnormal, we will send you a paper return notice. If your work or financial information changes in the future, you can reapply for this information after 3 months. I hope you can get a card next time!