How much is the loan SMS report phone?

How to complain about violent collection by small loan companies

Borrowers can seek help in the following ways after encountering violent collection of online loans:

1, China Internet Finance Association:

Borrowers can follow the official WeChat account of Internet Finance Association on WeChat, click Contact Us on it, and then click I want to report it.

2. Banking Regulatory Bureau:

The borrower can call the local banking regulatory bureau to make a complaint. The contact information of the banking regulatory bureau in each region is different, but it can be found online.

3. Collect complaints:

Borrowers can pay attention to the official WeChat account and complain about online loans that infringe their rights and interests.

4. Business sector:

Borrowers can complain on the official website of the State Internet 123 15. You can also pay attention to the national 123 15 Internet platform of WeChat official account to make complaints.

5. 1232 1 Network Bad and Spam Reporting Acceptance Center:

If the borrower encounters illegal SMS harassment, he can complain and report to the 1232 1 Internet Bad and Spam Reporting Acceptance Center. The websites for reporting SMS and harassment are.

Legal basis:

Article 2 of the Constitution of People's Republic of China (PRC): All power in People's Republic of China (PRC) belongs to the people.

The organs where the people exercise state power are the National People's Congress and local people's congresses at various levels.

The people manage state affairs, economic and cultural undertakings and social affairs through various channels and forms according to law.

How to complain about the harassment of loan companies?

If you are harassed by the loan company, you can complain through the following channels:

1. Send SMS:

SMS can be edited and sent to 1232 1 according to the format of malicious call number plus call time.

2. Send mail:

Edit the malicious call number and the corresponding time and send it to the email @12321.cn.

3. Website report:

You can log in to official website () to report bad networks and junk information, and choose services such as reporting short messages and reporting telephone numbers on the home page.

4. Customer service telephone report:

You can call the national unified reporting telephone number 0 10 1232 1 and then explain the reasons for reporting.

How to complain when Jiufuwanka sends a text message to home?

At present, there are four complaint channels: China Internet Finance Association, 1232 1 Internet Bad and Spam Reporting Acceptance Center, 123 15 Industrial and Commercial Department and CBRC.

1, China Internet Finance Association

Complaints can be made through official WeChat account or official website, the official WeChat of Internet Finance Association.

2. 1232 1 Network Bad and Spam Reporting Acceptance Center

1232 1 The center for reporting bad network and spam mainly accepts telephone calls, harassing calls and spam messages. If the loan platform reveals your personal privacy and bombards you and your relatives and friends by phone or SMS, you can call 1232 1 to make a complaint.

3. 123 15 Business Department

Official website, official account of WeChat WeChat

I received a short message starting with 1069, saying that my loan has been defaulted and will be uploaded to the bank credit information system within 24 hours?

Deception, this is the usual means of SMS, generally ignored. If you frequently send messages to harass, you can call the Internet Bad and Spam Reporting Acceptance Center at 1232 1 or log in to official website 1232 1 to report.

Some short messages will be followed by some words such as "unsubscribe" and "TD". You can unsubscribe from this short message directly. In order to prevent being fished, don't reply to such a message. Even if you reply, the message will still be sent to you.

Extended data:

Matters needing attention in SMS prevention

1. Be careful not to register with your mobile phone when registering some applications.

Usually browse some web applications or some apps on your mobile phone. When you need to register, you can choose to log in by tourists or by other platforms. Especially some apps or applications that are rarely used and rarely seen!

2. Never click.

Some short messages will be attached with links, so don't click on them, or delete them without saying anything. It's best to blacklist them again, or intercept the short messages that come with your mobile phone.

Will loans overdue hear from 12368?

First of all, it should be clear that 12368 is the public service number of judicial information in the national information system, although loans overdue will receive a short message starting with 12368 after being hacked.

However, the short message will include the person, case number, cause, plaintiff and other related information, and will also send a subpoena to the defendant to inform him to appear in court at a designated time and place to participate in litigation activities.

If, as mentioned above, the content of the short message is only someone's head and verification code, and there is no case number, cause of action, plaintiff and other related content, it can be preliminarily confirmed that the short message is not really rejected.

The collection is likely to use the borrower's mobile phone number to register on the judicial network, and use the debtor's panic to pressure him to force the borrower to repay as soon as possible.

However, it should be reminded that even if the SMS verification code sent by 12368 is not rejected, as long as the borrower does default on the loan, it is necessary to actively deal with the problem, repay the arrears as soon as possible if it is able to repay, and contact the loan platform as soon as possible if it is unable to repay.

Extended data:

Overdue loans are also called "overdue loans" or "overdue loans". Refers to the unpaid part of the loan within the repayment period stipulated in the contract.

From the date of overdue, transfer to the overdue loan account, and indicate the words "overdue loan" in the header of the loan account. In order to urge the loan unit to return the overdue loan as soon as possible, 20% interest will be charged on the overdue part. According to the national loan regulations, if the principal and interest cannot be repaid on schedule, it shall be returned with the retained basic depreciation fund, enterprise fund or retained profit, and shall not be squeezed into the cost, occupy taxes or collect profits.

First, how to determine the interest period.

Interest shall be calculated from the date of borrowing, and when interest is settled according to the contract or regulations, compound interest shall be calculated from the date of default. There is no doubt, but it is not clear when interest or compound interest should be calculated.

One view is that the interest and compound interest of overdue loans should be calculated to the due date of performance determined by the judgment. If the borrower fails to repay the principal and interest of the loan on time, the bottom line of the civil liability for breach of contract should be the due date of performance determined by the judgment. Once the judgment determines the repayment date, the borrower is not allowed to continue to breach the contract after the judgment takes effect, which is the mandatory, binding and executive power of the judgment.

If the borrower still fails to pay off after the maturity, it shall bear the responsibility of delaying the execution of the judgment according to the provisions of Article 232 of the Civil Procedure Law of China, that is, paying the overdue money with double interest. If the borrower pays off before the expiration of the performance period determined by the judgment, the interest payment shall be reduced accordingly on the basis of the judgment. This is a voluntary settlement between borrowers and does not violate the law.

Another view is that the interest and compound interest of overdue loans should be calculated until the actual repayment date, and the borrower fails to pay off according to the performance period determined by the effective judgment, which is not only an act of refusing to perform the judgment, but also a continuation of the lender's breach of contract.

An act has two natures. A loan policy enjoys two kinds of creditor's rights for the convenience of borrowing money, namely, payment of deferred performance payment and liquidated damages, and is allowed to choose one of them.

This is the end of the introduction of loan short message reporting telephone and loan short message reporting telephone. I wonder if you found the information you need from it?