Is there an annual fee for the second-class card of ICBC?

Virtual second-class account is free of annual fee and does not occupy the number of account places where you apply for fee waiver. The charging standard for entity Class II cards is the same as that for ordinary savings cards.

The annual fee for ICBC's tier-1 savings card is generally 10 yuan/card/year. Those who meet the conditions of annual fee reduction and exemption can also enjoy reduction and exemption. Please refer to the actual collection.

Class I accounts generally refer to debit cards that we commonly use now; You can access cash, finance, transfer money, pay fees, pay fees, etc. , and there is no restriction when using it.

Class II is similar to a credit card, and is mainly responsible for daily expenses, or financial management and investment. Class II households are funded by Class I households.

The method of canceling the annual fee for industrial and commercial bank cards;

1. If there are two or more savings cards in ICBC, only one of them can be exempted from the annual fee, and other useless savings cards can be cancelled. After all, the current policy only supports the provision that one card of the same bank is free of annual fees.

2. ICBC's card exemption from annual fee must be handled in person in the business hall. At present, it cannot be handled through telephone banking or online banking.

3. Prepare the necessary documents. Including ID cards and savings cards that need to be free of annual fees.

4. You can check the distribution map of the bank through official website, telephone banking or Baidu map, and then remember to avoid the busiest Mondays and Fridays and choose a time to go to the bank to handle the annual fee-free business.

How to change ICBC's second-class card into a first-class card?

Bring my ID card and the second-class bank card that needs to be replaced to the business outlets of ICBC. Because each person can only have one ICBC Class I card, it is necessary to apply to reduce the original Class I card to Class II card. After the Class I card is reduced to Class II card, the existing Class II card can be upgraded to Class I card.

Savings card is a kind of financial transaction card issued by the bank to provide financial services for depositors, which belongs to a kind of debit card. There are two kinds: magnetic stripe and chip. Its main function is to deposit and withdraw money at networked ATMs and bank counters and spend it at networked POS machines.

The main function of a savings card is to save deposits. Cardholders can read and manually enter passwords through the electronic payment network established by the bank and the magnetic stripe of the card, so as to realize the functions of credit card consumption, ATM withdrawal, transfer and various payments. The expenses incurred through the card are equal to the decrease in the balance of the savings account.