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Mobile phone loan

What mobile phone loans are there?

Mobile phone loans include China Post Wallet, WeChat Card Loan, Jiufu Dingdang Loan, American Loan, Gitzo and so on.

1. China Post Wallet is a loan platform under the Postal Savings Bank, which can provide you with three loan modes: mail you flowers, mail you loans and mail you purchases, with a maximum amount of 200,000 yuan;

2. WeChat card loan is a loan platform for repaying credit cards. The mobile loan software can provide loans of 1000-50000 yuan for everyone, and the rate decreases with the credit, adopting the mode of automatic audit of the whole bank.

3. Jiufu Dingdang Loan can provide you with a large installment of no more than 654.38+10,000 yuan and a small loan of no more than 5,000 yuan.

4. American Loan is a mobile phone loan software owned by Gome Finance, which can provide loans of no more than 65,438 yuan +0.5 million yuan, with a service life of 3 months to 36 months and a monthly fee as low as 0.88%.

Gitzo can provide you with a loan of 2000-50000 yuan, with a service life of 6-48 periods.

20 16 easy-to-use mobile loan app

Many companies have bought a mobile phone version of the loan software. After downloading, users can fill in simple personal information for payment, which is quite convenient for many people who need money urgently. They can borrow it and pay interest on a daily basis. So many mobile phone loan software, which one is easy to use?

Zhilian long-term loan

Review is very fast. The annualized interest rate is roughly equivalent to the daily interest rate, depending on your qualifications. The page shows that applicants need to be between 23 and 60 years old and have a stable source of income, with a quota range of 1 10,000-200,000.

Ping' an I Dai

The fastest review is 3 minutes, and the results can be reviewed almost immediately after the application is submitted. The daily interest rate of Ping An I loan is slightly different for everyone, as long as 18 years old or above, has a stable job, has a salary of more than 3,000 yuan, has worked for at least 6 months, and has good credit information.

Ants chant flowers.

The loan products under Alipay are issued on the 6th of each month, 5438+0, and the repayment date is 9th or 10. The amount and interest rate are determined according to the borrower's comprehensive credit evaluation results. The longest interest-free period is 4 1 day, and you can choose to repay by installments.

JD.COM gold bars

Jingdong Finance's pure credit loan products have a maximum loan amount of 200,000 yuan and a daily interest rate of between. The borrower is required to be over 65,438+08 years old and have a certain consumption record in JD.COM Mall.

Songqing e Dai

There are many application channels. You can apply in Yin Bei Consumer Finance APP, pay attention to the official account of Yin Beibei WeChat, and download Jingdong Finance-to borrow money. The better the personal qualification, the lower the interest rate and the lower the application threshold. You need to be between 20 and 50 years old and have a stable job or income.

Do you know eight apps that can borrow money on your mobile phone?

We should also know that the function of mobile phone is not only a communication tool, because the development of science and technology makes the function of mobile phone more and more powerful. For example, now we can borrow money on mobile phones, and lenders can open their own lending software. We only need to download the corresponding software to complete the loan, but many people don't believe in online lending, so which software is reliable for borrowing money on mobile phones? What good mobile phone loan software is there now? Let's take a look together.

First, which software is reliable for borrowing money from mobile phones?

2345 loan Wang

2345 Lending King is a platform launched by 2345, a listed A-share company. Everyone only needs one ID card to get a loan of 5,000 yuan. The platform requires borrowers to be between 20 and 45 years old and have no personal bad credit record.

Xicai cat app

When it comes to borrowing money software, friends who are reliable and knowledgeable will inevitably introduce the Lucky Cat app. The software will not provide loans to borrowers, but provide a suitable loan platform for everyone. Borrowers can choose their own loan platform according to their own loan needs and loan suggestions given by credit managers.

Borrow some money

Lending Bao is a well-known mobile phone loan software, which has established cooperation with thousands of banks and small loan companies and encrypted the borrower's information through advanced network security technology. Friends with a monthly income of 2000 yuan can apply, and the monthly interest rate is as low as 0.5%.

give it back to me

It is also a very reliable loan software to help you pay off your credit card debts. Mobile phone loan software provides borrowers with loans of up to 30,000 yuan, the longest is 12 months, the shortest is 3 months, and the monthly interest rate is as low as 0.42%.

Ma Shang Finance

Immediate Finance is a mobile phone lending software with a consumer finance license issued by the China Banking Regulatory Commission, which is strictly regulated and very reliable. You can get a loan of up to 8,000 yuan through finance, with a term of up to one and a half years and a monthly interest rate of 1.45%.

Second, what good mobile phone loan software is there now?

1) A rookie has money.

500-5000 line, pay quickly after recording the information!

Required information: 20-40 years old, my mobile phone number has been certified for 6 months, and the sesame score is 580.

2) Weilidai

500-5000 quota, fill in the information and you will pass!

Required information: 20-40 years old, my mobile phone number has been certified for 6 months, and the sesame score is 580.

3) Beibei is divided into stages.

500-5000 line, after recording the information, so as to pass!

Required information: My mobile phone number has been certified for 6 months, I am 20-40 years old, and my sesame score is 580.

To sum up, from the above, we can know that the more formal and reliable platforms for borrowing money from mobile phones are 2345 Lending King and Caixi Cat app, which can borrow some money, pay it back and raise money immediately. These platforms have a strong background and a good reputation. At present, the mobile phone loan software that is relatively easy to apply for includes rookie money, awesome power, and Beibei installment. Most of them attach great importance to sesame seeds and require mobile phone real-name authentication for half a year. Everyone needs to know more about it. If you have any other related questions, you can ask us.

How to get a loan on a mobile phone?

If you have a card of China Merchants Bank, China Merchants Bank has a lightning loan business. You can log in to the mobile banking APP of China Merchants Bank and click "My → All → Loan" to try to apply or inquire whether you meet the application conditions (whether you can get the quota or not depends on the system evaluation results).

Basic conditions for lightning loan application:

1, with China Merchants Bank card;

2. The age of the lender is generally between 23 and 60 years old, and the age plus the loan period is generally not more than 60 years old;

3, have the ability to repay the loan on time, no illegal behavior, good credit.

Tips:

1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.

2. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 200,000, which is subject to the loan page. The minimum amount of a single withdrawal is 1000, and the maximum amount does not exceed the limit, and it must be an integer multiple of 100.

3. There are two ways to apply for a loan within the lightning loan limit:

(1)15min lending: automatic lending within 5 5- 10/0min, and lending immediately after lending is approved, with SMS notification.

(2) Lending on t 1 day: verify by phone within t1day, and arrange lending after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.

4. When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.