Ping An Bank Credit Card Cancellation

How to cancel Ping An Bank's credit card

The credit card cancellation method is as follows: 1. If only one Ping An credit card is cancelled, you need to call 955 1 1-2 to apply manually; 2. If you have multiple cards and cancel one of them, you can log in to Pocket Bank APP- Credit Card-Customer Service Logo-Send Cancellation and follow the prompts.

How to cancel China Ping An's credit card?

1. Cancel by telephone banking. Credit cards can be cancelled by telephone banking, but only on the premise that credit cards can be cancelled can they be cancelled by telephone. Cardholders can call Ping An Bank's credit card service number: 400824365, then press "0" to transfer to manual service, enter the ID number to transfer to manual service, and then explain to customer service that they want to cancel the card. Customer service can complete the whole card cancellation for the cardholder.

2. To close the account at the bank counter, the cardholder can take valid documents, such as ID card, credit card and other documents required by the bank, get the reservation number at the nearby Ping An Bank branch, and queue up, then explain to the service staff that the account is to be closed, give the credit card to the bank staff, fill in the relevant application, and the credit card can be closed.

If the credit card is lost, you need to reissue a credit card first, and then close the account. The cost of card replacement is about 15 yuan. Credit card cancellation must take out the balance on the card and ensure that there is no debt on the card. ：

Ping An Bank's credit card must be cancelled if it is no longer used. For cardholders, the safest way is to report the loss first and then cancel it. If the cardholder is unwilling to pay the loss reporting fee and wants to cancel the credit card directly, he should also pay attention to the following issues.

1. Pay off all arrears in time, including not only the account arrears, but also the annual fee.

2. Confirm whether to cancel the account after 46 days to prevent the bank from failing to cancel the card for some reason, but the cardholder thinks that the card has been cancelled successfully.

3. After the card is cancelled, it is recommended to cut the card or cut off the magnetic stripe with a sharp blade (the magnetic stripe contains a lot of private information).

Before 1' returns the card, you need to return all the bills of this card, including the bills that have not been paid yet, that is, you don't owe money.

2' If you have more than one Ping An credit card in your name, don't think it's okay to cancel one. Be sure, be sure to check whether other cards have annual fees, text messages and other fees, which belong to consumption, and it is easy to overdue if you forget. Of course, you can ask the manual customer service, or you can sell all the cards.

3' After cancellation card, you can still use it for short time. It takes 45 days to succeed without any consumption. Because many credit cards are bound with Alipay, JD.COM and so on. They accidentally spent a sum of money.

After the cancellation of the 4' card, it will have an impact on the rate and amount of credit cards applied to this bank in the future. Be cautious. If you return your card because the amount is too low, you can actually take care of it, and you don't have to return it.

How to cancel Ping An Bank's credit card?

Ping An Bank's credit card cancellation method is as follows:

Method 1:

1. Call the customer service phone of Ping An Bank Credit Card Center with your mobile phone, and select the account cancellation service according to the voice prompts.

2. It should be noted that your Ping An Bank credit card needs no arrears to operate successfully.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 5.5. 1

Method 2:

1, go to the bank counter to cancel.

2. Bring my ID card and credit card to the counter of Ping An Bank to fill in the card cancellation application form;

3. If the credit card has no arrears or excess deposits after 45 days, the cancellation is successful;

4. The cancelled Ping An Bank credit card should be cut and discarded to prevent theft.

Extended data:

1. What are the advantages of Ping An Credit Card?

1, Ping An credit card limit

Ping An Credit Card is divided into Puka, Gold Card and Platinum Credit Card. General card amount is 3000- 10000 yuan, gold card amount is 10000-50000 yuan, and platinum card amount can reach more than 50000 yuan. The amount is guaranteed, which is the first advantage of Ping An Credit Card.

3. It's convenient to handle Ping An Credit Card, and the card is issued quickly.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 5.5. 1

The application for Ping An Credit Card can be handled through official WeChat account of Ping An Bank, Ping An Pocket Bank APP and Ping An Credit Card official website. Applicants need to meet:

(1) Mainland citizens must be 20-65 years old (inclusive), and Hong Kong, Macao and Taiwan and foreigners must be 25-65 years old (inclusive);

(2) Have a stable income source or a fixed job and a running bank account;

(3) having fixed property, such as cars, houses, passbooks, etc. , it will improve the pass rate of credit card application review. Different types of credit cards may have their own rules. You can go to the application page for detailed requirements.

3. Ping An Credit Card Discount

The biggest advantage of Ping An Credit Card should be that credit card offers are very rich. Ping An Credit Card is subdivided for different consumer groups, and a variety of credit cards are designed, each of which can get its own exclusive discount.

How to cancel Ping An Bank's credit card?

Ping An Bank's credit card cancellation method is as follows:

1. Ping An Bank credit card cancellation telephone operation:

The cardholder dials the credit card number of Ping An Bank: 400824365- press "0": the cardholder turns to manual service-enter the ID number and turn to manual service, and explain to the customer service that the card is to be cancelled, and the customer service can complete the whole card cancellation work.

Second, Ping An Bank credit card sales counter operation:

You can also bring your valid ID card to the business outlets of Ping An Bank for card cancellation.

Tips:

After the card is cancelled, it is recommended to cut the credit card of Ping An Bank or cut the magnetic stripe with a sharp blade.

How to cancel Ping An Bank's credit card?

First, determine whether the arrears are settled.

Before you cancel your card, you must find out whether there is any money in Chookiat Sakveerakul. Under normal circumstances, Ping An Bank will check whether there is any outstanding debt in the credit card after receiving the application for card refund, and the bank will do so because the customer may not have reached a complete billing cycle when applying for card refund.

2. Call the customer service hotline of Ping An Bank.

After confirming that all the bills of the credit card have been paid off, you can directly call the service hotline of Ping An Bank at 955 1 1-2 to contact customer service to return the card. As long as there is no problem, the card cancellation will take effect immediately. After the card is cancelled, it is recommended to cut and destroy it along the magnetic stripe of the card. Usually, the customer service staff of the bank will dissuade you and tell you that the internal product of the card will be cleared after cancellation. If you are sure to return the card, you can be firm.

Other ways to cancel the card:

Go to the counter of Ping An Bank. This is a more traditional processing mode. You can carry your card and ID card directly. After processing, the bank staff will cut the card. Personally, I think what can be solved by a phone call, why go to the counter?

Note: There is no extra deposit in the credit card account. Because many cardholders are used to using credit cards as debit cards, there are some deposits in credit cards, and cardholders need to withdraw their deposits before canceling their credit cards.

When you cancel your credit card, you can't have unpaid bills. Before canceling your credit card, be sure that the number of times you swipe your card has reached the requirement of annual fee reduction. This is what we need to pay attention to in order to prevent the annual fee from being paid by yourself.

How does Ping An Bank cancel its credit card?

Ping An Bank has the following methods to cancel credit cards:

I. Cancellation of bank outlets:

Cardholders can bring their valid identity documents to the business outlets of Ping An Bank for card cancellation.

Second, the customer service phone cancellation:

Call Ping An Bank's customer service number 955 1 1, and then select 2 to apply for cancellation of credit card through manual service.

Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province.

China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank. There are 34 branches in China and representative offices in Hongkong.

20 12, 1, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition, SDB changed its name to New Ping An Bank, which officially opened. 2065438+On June 26th, 2009, eight banks including Ping An Bank launched the first batch of enterprise information networking verification systems.

Credit cards are divided into credit cards and quasi-credit cards.

Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay.

Quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.

Creditcard, usually called credit card, refers to a credit card that the issuing bank gives the cardholder a certain credit limit within which the cardholder can spend first and then repay. It has the following characteristics: consumption before repayment, interest-free repayment period (up to 56 days), minimum repayment amount, and repayment by installments when customers overdraw. Customers need to pay a certain annual fee to the bank they apply for, and each bank is different.

The introduction of Ping An Bank's credit card cancellation and how to handle it ends here. I wonder if you found the information you need from it?