Financial workflow of insurance company

The business of an insurance company can be divided into six stages:

First, the salesman who takes the preliminary order will hand in the documents at the acceptance point, and the person who takes the order will take the preliminary order according to the delivery conditions. As the first step for new orders to enter the company, the preliminary examination of orders is mainly to eliminate unqualified insured parts. This link must be strictly controlled to reduce the occurrence of various situations in which orders cannot be carried out normally due to unqualified application forms.

Second, the new single registration

After the preliminary examination, the next important task is the registration of new orders. The so-called new single registration is actually the first entry of some important information. The purpose of this entry project is to generate some necessary information as soon as possible to collude with finance, print a marketing report, and ensure the correctness of this information (and there is a verification process when it is formally entered).

Third, input review.

After the new form is registered, it will be formally entered (that is, the second entry), and will be checked after the entry is completed. In the process of entry and review, the idea of recording mistakes runs through. In other words, the errors in the previous link are recorded in the latter link (recorded by the receiver and checked), which provides some basic data for the back office and on-site assessment.

Four, after the completion of the review into underwriting.

Underwriting is traditionally divided into commercial underwriting and medical underwriting. Business underwriting and medical underwriting are organically combined, and the risk of the insured part is evaluated, and various underwriting treatments are carried out at the same time.

Verb (abbreviation for verb) document preparation login

The computer will automatically send a check request to the finance department to check the approved insurance documents. As long as the temporary paid financial expenses are greater than or equal to the business payable expenses (the sum of standard premium and additional expenses), the insured can be registered on the computer. Login is the process of confirming that the insured parts meet the conditions for issuing documents, and it is a necessary condition for issuing documents. If the underwriting passes, but the financial temporary charge is less than the business charge, the computer will automatically generate a receivable record, print a reminder and urge the customer to pay. After the policy is logged in, it can be printed, sorted, checked and bound, and the work of making documents is completed.

Intransitive verb policy delivery

After the voucher is made, the policy is sorted out and delivered to the customer in various ways. After the customer signs for it, enter the receipt and calculate the cooling-off period. At the same time, insurance information can be filed. In the actual operation, we will encounter some special situations, and the process puts forward a solution, which is consistent with the processing of normal new single business.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.