The mortgage of CCB was approved, but I didn't receive the text message. What happened?

The loan from CCB has been approved, but we haven't received the information yet. Among them, the tight quota is the first reason, because too many people come to borrow money every day. The second is that the quota has been approved, but the bank has not received the mortgage reply from the Land and Resources Bureau. Under normal circumstances, as long as the receipt arrives at the account, as long as it does not exceed 5 pm, the bank has completed the audit and the bank has a quota, the money will basically arrive.

1. I didn't receive the text message because one hasn't been sent yet. In addition, after paying off the mortgage on time, I may not send you a text message immediately. He may be delayed for an hour and a half or an hour. This is normal, just wait patiently.

2. If you really feel at ease, users can go to the branch of China Construction Bank to ask the staff. In this case, the bank will usually arrange a staff member to serve you alone. If you have any questions, you can ask the staff. If you think it's too much trouble to go to the branch of China Construction Bank, you can also log in to the app of China Construction Bank, then find customer service in the app and click to apply for real-life online service. In this case, you can also consult the staff of your home bank.

1. Buy a house, apply for a mortgage, and sign a house sales contract. Of course, these are only intentional contracts. Don't go to the bank for transfer, and don't pay the down payment. These depend on the conditions discussed with the developer. When a user submits a loan application to a bank. After accepting the customer's application, if the information is incomplete or insufficient, the bank will ask for supplementary information. In most cases, the approval time is about 2 weeks.

2. The bank loan interest rate is comprehensively evaluated according to the credit status of the loan. The preferential policy of the first home loan will determine the loan interest rate according to the credit status, collateral and whether the national policy is the first home. If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different.

3. If residents want to enjoy various tax, exemption and loan concessions according to the preferential policies of the first home loan, they must apply by the buyers themselves, submit the application contract and ID card to the district and county real estate trading centers where the houses are purchased, and issue the first purchase certificate within 7 working days from the date of accepting each transaction.