I applied for a credit card of Shanghai Pudong Development Bank on the Internet a few days ago. I received the text message today and sent it. I don't want it now. What should I do?

When the credit card is sent, it will reach you.

If you don't want it, you can cancel it directly at the bank.

Or call them and decide how to cancel,

Don't let go of unused credit cards anyway.

There will be an annual fee,

This usually goes unnoticed,

However, after the annual fee is generated, it is overdue.

Interest rates are high,

There are many such examples,

After a few years, if you accumulate a certain amount, you will be prosecuted.

At the same time, it also directly affects personal credit information.