Open a personal credit report and handle Zhengzhou there.

You should go to the People's Bank to inquire about credit information. At present, the personal credit information basic database network of China People's Bank Credit Information System covers all parts of the country. No matter where you are, the applicant can go to the local branch of the People's Bank of China for enquiry. Everyone has two opportunities to check personal credit information for free every year. You can check the credit information from Monday to Friday, and the People's Bank of China is closed on weekends.

1. Inquiry at inquiry point: According to the Business Rules for Inquiring Personal Credit Reports in Basic Database of Financial Credit Information (Banking Credit Information Center [2013] No.97), if an individual inquires about credit reports in the nearest People's Bank, he shall provide the original valid identity certificate for inspection, fill in the Application Form for Inquiring Personal Credit Reports, and keep a copy of his valid identity certificate for future reference.

2. Online inquiry: users register on the official website of the personal credit information service platform of the Credit Information Center of the People's Bank of China; Then submit an application for personal credit report inquiry, and you can get the inquiry results and electronic report the next day.

3. There are three versions of the personal credit report in the credit information system of China People's Bank, including different information, namely:

1, personal edition: for consumers to know their own credit status, mainly displaying the credit information and public information of the information subject. Including personal edition and personal detailed edition.

2. Bank version: mainly for commercial banks to inquire. In the credit transaction information, the report does not show the names of other loan banks or credit institutions except the inquiry institutions, in order to protect trade secrets and maintain fair competition.

3. Social Edition: Opening stock index futures accounts for consumers. This edition displays your credit summary information, mainly including personal practice qualification records, administrative rewards and punishments records, court proceedings and enforcement records, tax arrears records, social insurance records, housing accumulation fund records and credit transaction records.