Why do I get collection text messages when I don’t have a loan from Shoushan Financial?

Then you must verify whether you have the loan.

When a formal lending institution applies for a loan, it needs to verify the borrower’s personal information, ID card information, ID card photo and other identification documents. It will also send a verification code to the loan applicant’s real-name mobile phone for final verification. confirm. In this case, there is almost no situation where the individual fails to apply and the financial company forces the customer to get a loan. But if it's an irregular lending institution, it's hard to tell. It's likely that real information will be leaked, and staff may even use your information to apply for a loan.

Once you find that you are unfortunately "loaned", don't panic. You can first learn about the situation from the lending institution. Depending on the actual situation, you can choose to call the police or negotiate with the lending institution first, and keep all the information in a timely manner to prove that you are "uninformed". , no responsibility" evidence, such as call and chat records, recordings, etc. You must first prove that the signature and applicant on the loan application are not your own, and then report the case to the local public security agency as soon as possible. If necessary, directly file a lawsuit in court.