What are the common types of car insurance?

Theft insurance, glass insurance, vehicle occupants insurance, compulsory traffic insurance, third-party liability insurance, vehicle damage insurance, etc.

Third-party liability insurance compensates third-party losses caused by accidents, including property and personal injuries, but does not include mental damages and various indirect losses.

Pay attention to two points: What is a third party? It means a third party other than yourself and your family. The second point is that the insurance company will not compensate for mental damages and various indirect losses (loss of work, business suspension costs, etc.). Of course, if the insurance company rejects the claim, it can seek compensation from the responsible person through legal channels. Third party liability insurance does not include deductibles, and car damage insurance does not include deductibles.

Extended information

Things to note when buying insurance

First: Commercial insurance does not cover drunk driving insurance, but compulsory traffic insurance can cover the personal injury of a third party within the scope of liability. damage.

Second: The car must be within the valid annual review period. If it is overdue, the insurance will refuse compensation, even if it is overdue by one day, so you must remember to schedule the annual review.

Third: If the car is flooded or stalls while driving through water, do not start it again. Wait for rescue or put into neutral and push to a safe area.

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