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Does it cost money to report the loss of a bank card?
Banks have slightly different reporting requirements for loss reporting of bank cards. The general banking regulations are as follows:
1, China Construction Bank: Tel: 95533.
When reporting the loss, you need to check the ID number, account opening date, balance, etc. , valid for 5 days. In other words, the date of loss reporting is the first day and ends at 0: 00 am on the sixth day. After zero o'clock on the sixth day, it will automatically "decouple". I need to report the loss in writing to the bank before 0: 00, and bring the original ID card and other identification materials.
2. Bank of China: Tel: 95566.
Debit cards of China Bank all have corresponding passbooks, which belong to the savings account of card combination, and there is no bank card loss reporting service. If the bank card handled at the bank is found lost, you can only report the loss of the passbook. When reporting the loss, you need to check the ID number, bank name, account opening date, etc. Oral loss reporting is valid for 5 days. When reporting the loss in writing, you need to bring the original ID card and fill out the application form for reporting the loss.
3. Bank of Communications: Tel: 95559.
If the customer's ID card and bank card are lost at the same time, the customer can provide simple customer information, such as the owner's name, and the bank will freeze his account in the shortest time. Generally speaking, you must provide information such as ID number and the balance on the check card when reporting the loss. Oral loss reporting is valid for 5 days. Only the original ID card can be used to report the loss in writing.
4. Agricultural Bank of China: Tel: 95599.
China Agricultural Bank's bank card is folded into one. If the bank card or passbook is lost, the customer can call the branch of the bank where the account is opened to report the loss orally, and the report loss is valid for 5 days. If you call 95599 to report the loss orally, the funds in your account may be frozen for a long time. When reporting the loss in writing, you can handle it with your original ID card, corresponding passbook or bank card when opening an account, and apply for a replacement card or passbook within 7 days after reporting the loss in writing.
5. ICBC: Tel: 95588.
After dialing the service number, just tell the bank ID number or bank card number. Oral loss reporting is valid for 5 days. During the validity period, customers can report the loss to the bank in writing with their ID cards, and bring identification materials such as ID cards. If there is no relevant certificate, you should continue to report the loss orally to prevent the funds in the card from being stolen by others after the validity period of oral loss reporting.
It should be noted that after the oral report of loss, it must be reported to the designated bank within the effective date, otherwise the funds in the card will be automatically unfrozen. If the bank card holder can't go out in time, he can entrust someone else to formally report the loss. When reporting the loss, the customer should bring the valid identity documents of himself and the depositor. If the bank card is opened in a different place, you should dial the area code before the customer service call of each bank and report the loss orally.
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