All right, send text messages in stages. Lawyer's letter. Really?

If you borrow money from him and don't pay it back after the repayment period, the other party will urge you to pay it back. If you still refuse to return it, the other party may send you a lawyer's letter.

1. Will I be sued for overdue installment? What if it still doesn't open?

When a user initiates a loan, there will be a billing date and a repayment date, in which the billing date is the time when the monthly bill needs to be repaid, and the repayment date is the final repayment period of the monthly bill. These two dates cannot be modified temporarily, and are automatically generated by the system.

If the borrower fails to repay in time before the final repayment date, the good installment platform will not only charge a certain overdue penalty interest and management fee, but also report the overdue information to the credit information system. Of course, if the overdue amount is large and takes a long time, the platform may take some collection measures, such as sending a collection message or making a collection call. , and the collection is unsuccessful, you can handle the appeal.

However, from the introduction of good staging, we know that the platform will not contact the borrower for transfer or repayment through QQ, WeChat official account, etc. And the information about interest rectification and refund should not be easily detailed. If in doubt, please consult the official customer service and pay attention to the official account of "Good Staging Service Number" WeChat.

As for the situation that the loan user really can't repay due to special circumstances, you can try to contact the platform lending institution to see if you can extend the repayment period or reduce the overdue cost. However, if negotiation fails, in order to create a bad credit record, they can also try to find friends to borrow money to advance.

Second, is a good installment loan formal?

Ok, is the installment loan formal? What happened?

Good installment loan is a formal borrowing platform. Good staging is a strategic sub-brand of Jin Fu Group, which is committed to providing integrated and diversified financial consumption scenarios such as cash staging and e-commerce staging for young and high-growth people. The loan amount is 500-50000, which can be divided into 6/9/ 12 installments. Support early repayment, quick approval and quick receipt.