How to apply for Alipay native channel?

Alipay native channels can submit data applications on Alipay, which can be used after approval. However, the threshold is generally high and difficult. Many third-party payment companies provide their Alipay channels to others. Generally speaking, Alipay and WeChat will choose to cooperate with the bank, and then the bank will hand it over to the payment company. Native is not important, what matters is safety and stability. It is recommended to find a third-party payment company.

First, select the third-party payment interface.

There are many kinds of third-party payment, including SMS payment, such as QR code payment, sonic payment, online payment, electronic payment, cross-border settlement, online banking payment, fingerprint payment and so on. Scanning code aggregation payment is the mainstream in the future, and the third-party payment platform is the basis of third-party payment, which is a platform with online payment and electronic payment functions. Generally, third-party payment platforms can be divided into two categories: one is financial payment enterprises such as UnionPay, which focus on industry demand and develop industry applications. One is Internet-based payment companies, mainly online payment, and also involves cross-border business such as cross-border settlement. They bundled large-scale e-commerce websites and quickly became bigger and stronger.

Second, Alipay native APP payment

Alipay PC station has three payment methods; WAP H5 payment; APP payment. These three payment interfaces correspond to three usage scenarios respectively. PC station payment-generally for computer-side web payment, such as our Taobao payment, web payment or code scanning payment; WAP H5 payment-generally used in mobile stations. For example, the payment initiated by our mobile browser often calls the Alipay client to complete the payment. Payment APP-mainly used for payment within the app. Click the payment APP, start the Alipay app, and complete the subsequent payment operation.

To sum up, the third-party payment platform itself is attached to a large portal website and relies on the credit of its cooperative banks. Therefore, the third-party payment website platform can better break through the credit problem in online transactions and help promote the rapid development of e-commerce.