How to operate ICBC app to repay the mortgage in advance?

How to operate ICBC app to repay the mortgage in advance?

ICBC APP prepayment steps: 1. Log in to the payment account with the ICBC APP on your mobile phone;

2. Then click the "Borrow" button of "I";

3. Press the exact loan amount, please pay attention to the number pressed;

4. Click on the appointment payment method;

5. Click the number above again, and an application will appear. We can choose whether to pay in full or in part according to our needs.

6. After submitting the application, you can wait for the application result.

The penalty for late payment is usually not higher than 6 months' interest. For specific expenses, please refer to the loan contract or contact the loan bank. For partial prepayment, the monthly repayment amount can be reduced or the repayment period can be shortened under the condition that the repayment period remains unchanged. However, due to the different regulations in different regions, more understanding is needed. Self-managed mortgage loans can be handled online or in mobile banks, or here. If you want to buy a house, you can pay a sum of money first, and then make a house when your economic situation is good, so you can save interest on a sum of money. After the borrower pays the principal and interest for six months on time every month, he must apply for the first prepayment.

According to the loan contract, if the loan is repaid in advance, the bank will charge a fine of one month. The prepayment period cannot be handled within three days before the stipulated repayment period, but only later. After the loan is completed, the loan bank will issue a loan settlement certificate and return it to you together with other mortgage certificates of the house. You have to take the relevant documents (the ID card of the owner of the house) to the housing management department to get your house property certificate and land use certificate (in some places, the land certificate is obtained at the bank). Prepayment refers to a way that the borrower fails to pay off the loan within one month before the guarantee and submits the prepayment to the bank within the past month. Repay all or part of the loan in one lump sum within the time determined by the bank.