How to increase the quota of 654.38 million by borrowing?

The loan withdrawal conditions in 2020 have been determined! Meet these minutes quota of 654.38+ million+!

Lending treasure is a consumer credit product on Alipay, which specifically meets the consumer credit needs of users. Users with sesame credit score above 600 can apply for opening. Many users have found that when others open loans, the amount has increased, but their own loan amount has not been high. Are there any ways to increase the amount?

The size and amount of the loan amount are determined by the official according to the system evaluation, mainly referring to the user's Alipay usage habits and credit records. From these efforts, you will soon be able to increase the loan amount.

1. The balance of the balance treasure or account has a certain amount, which will remain unchanged for more than three months.

Explanation: this point shows that you have a relatively stable capital flow; In addition, combined with Article 3, after spending money frequently, you can repay directly from Yu 'ebao. This means that all your funds and consumption behaviors are circulated within the Alipay system, so you say that Alipay is happy or not. On the other hand, if your balance treasure or the amount in the balance changes greatly, first of all, Alipay is worried that your funds are unstable and prone to accidents. Second, the money spent can't be deducted automatically, and I'm more worried that I can't spend money.

2. Pay with Alipay frequently, and give priority to payment with flower buds. Some people will like to pay by WeChat and send a red envelope or something. You can use WeChat to pay, but I think if you are a consumer and want to increase the quota, you really need to use Alipay. I have analyzed in previous articles, such as Alipay's sesame score, which is a score to evaluate your consumption behavior. The higher the score, the greater the chance of raising the amount (how is the sesame score calculated and who are the high scores? )。 Moreover, the role of Alipay in the financial field is indeed far greater than that of WeChat, and it is right to use it more when spending.

3. Be sure to use the flower garden to pay back more, and occasionally pay back in installments when necessary, which is conducive to increasing the quota.

Some people say that there is a difference between paying with flowers and paying with Yu 'ebao. Personally, I think it is different.

Yu 'ebao has attracted a lot of retail funds. You can earn interest by putting money in. Of course, the more you invest, the more money you can use behind Yu 'ebao. If the amount in Yu 'ebao decreases, the corresponding available funds will also decrease. It is not conducive to the development of Yu 'ebao.

Then using the payment form of flower buds is actually beneficial to flower buds. The more you use it, it proves that you have the desire to spend in advance. The greater the probability of your later installment, the greater the probability of Alipay making money, which is beneficial to the flower buds. Therefore, if it is the same consumption form, it is recommended to give priority to the use of flower buds for deduction. Because the two types of people who love to pay with Yu 'ebao and those who love to pay with flowers are different from Alipay's user portraits.

Specific operation: you can set your own deduction order as the first flower bud, so that you can pay directly with the flower bud every time you spend. (My Page-Settings-Payment Settings)

4. Don't be overdue.

Whether you use flowers or borrow flowers, don't be overdue. Because, no matter which lending platform, the most taboo users have overdue behavior. So, if you want to borrow money to increase the quota; Not overdue should be the most basic ethics.

The above is the introduction of "borrowing amount". Anyway, there won't be any signs before we leave. As long as the system conducts a comprehensive evaluation once a month and the comprehensive score of the user account meets the withdrawal conditions, it will automatically withdraw cash. It should be noted that the loan amount cannot be manually intervened, and those who say that they give money to increase the loan amount are liars, so we must be vigilant.

What are the loans with similar loan lines?

BAT launched its own credit brand. Microfinance and Qianhua are similar loan platforms, because they both have strong platform background and strength, and have the advantages of reliability and low interest rate.

Micro-loan is a pure online personal micro-credit revolving consumer loan product launched by Weizhong Bank for WeChat and QQ users. At present, the maximum loan amount of microfinance is 300,000, and the daily interest rate is about five ten thousandths. You can see the entrance of micro-loan in QQ wallet and WeChat wallet.

Money Flower is a consumer credit service brand launched by Xiaoman Finance (formerly Baidu Finance). Relying on the core technology of Xiaoman Finance (formerly Baidu Finance), it has strong technical strength. Money to spend-full of easy loans, can provide users with the maximum amount of 200,000, the daily interest is as low as 0.02%, and the loan interest 1 0,000 yuan starts from 2 yuan every day;

Rich flowers require users to be between 18 and 55 years old, and the rich flower platform will not provide college students with consumer installment loan services. During the application process, applicants need to provide their second-generation ID cards and their debit cards.

These are the skills of borrowing and withdrawing money. I believe that everyone can pay attention to the usage habits according to the rules of the platform, which can quickly increase the loan amount.

How to increase the quota?

1, improve the information, and now update the details of sesame users with page views on the 6th of each month, add information+click to add calendar, passport, company email, vehicle information and Linkedin to help improve the number of people.

2. With the help of bank cards, try to apply for bank credit cards. The more associated credit cards, the higher the credit limit, the more frequently you use Alipay, and the more help you can get.

3, financial management, saving money, thousands of banks know that money can be used for financial management, such as Yu' ebao and Zhaocaibao, so that borrowers know that wealth has increased and Alipay knows it.

4, shopping consumption is king, use this account to recharge, Alipay use the balance to pay as little as possible, refund and return to avoid disputes and complaints. If it is appropriate to talk about it, it is necessary to give the seller a bad review, evaluate Alipay's consumption amount, return records, and the number of conversations with the store, all of which will affect the loan amount.

5. Red envelopes, coupons, and transfers. By using Alipay's transfer function to transfer money to some friends, the accumulated amount of red envelopes is becoming more and more frequent, and the higher the loan amount, the bank hopes to show that the salary flow can enrich the self-help relationship.

6. In terms of using services, Credit Sesame Credit listed several scenarios, including travel (rent-free car rental), accommodation (deposit-free check-in), finance (loan, term), shopping (trial before payment), and social interaction (marriage, making friends).

In 2020, Alipay will borrow 65,438+million+,which is enough!

Nowadays, daily life has become increasingly inseparable from Alipay. For borrowing users, flowers and borrowing are frequently used functions. Everyone has flowers, but it is difficult to borrow them. Many people find that they have used it for several years, but the loan amount is still very low, and some borrowing friends have not yet opened it.

The new year has come again. Excuse me, what opening skills can you have in the New Year? According to the experience and platform rules shared by netizens, I summarized the following skills, hoping to help everyone.

There are two ways to increase the amount of borrowing by ants, one is to apply actively, and the other is to increase the amount by the system.

Take the initiative to apply for an increase in places.

If your ant loan amount is always used up and you repay it on time, there will be an entrance to apply for withdrawal, similar to the withdrawal message sent to you by credit card. If you apply, you can increase the number of places.

System promotion quota

1, comprehensively improve credit.

As we all know, ants borrow money to evaluate users' credit with reference to sesame credit scores. The better the credit, the higher the sesame credit score and the higher the loan amount. If there are many bad credit records, the loan amount will definitely be reduced or even blocked.

2. Always use Alipay

Alipay is not only a mobile payment software, but also has the functions of take-away, reservation, donation, financial purchase and ant insurance. One is to increase the activity of Alipay, and the other is to help improve the sesame credit score.

A loan brand similar to Lending Bao.

Many users say they can't borrow it. What other online lending platforms are as reliable as lending treasures? When choosing an online lending platform, you must find a big brand, reliable and low interest rate. Rich flowers and micro-loans are online lending platforms similar to lending, both of which are brands of BAT, and users can trust them.

"Qianhua" is a credit service brand under Du Xiaoman Finance (formerly Baidu Finance) (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 20 18). No matter the brand background, interest rate method, risk control or technical advantages, money is spent well, which is reliable and trustworthy, and the interest rate is low.

Different from the invitation system of borrowing money, users can take the initiative to apply for money, and users can download the app or click on the test quota on the following page.

If you have money to spend, you can easily borrow money, and provide users with loans with a maximum amount of 200,000 yuan, a daily interest rate as low as 0.02%, and a daily minimum interest rate of 1 0,000 from 2 yuan.

Micro-loan is a loan platform launched by Tencent Weizhong Bank. Relying on the development of WeChat users, micro-loans adopt a white list opening mechanism, and users who meet the opening conditions can find the entrance of micro-loans in WeChat payment. Micro-loan provides users with a loan amount of 500 yuan-300,000 yuan.

Through the above introduction, I believe that everyone has a clearer understanding of the opening methods of the three popular brands of borrowing money, spending money and micro-lending, and can choose the appropriate loan platform according to their actual situation.