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Will forwarding bank financial SMS restrict mobile phone from sending messages?
1. The end of the year is the most common time to receive such news, because financial institutions are faced with year-end performance appraisal, and overdraft card's performance directly affects its year-end bonus. At the same time, many customers' overdraft card expires at the end of the year and the beginning of the year, so the end of the year is a favorable opportunity for major financial institutions to compete for customers.
2. When financial institutions invite, they call the invited object quality object, which is just a sales tool. In fact, financial institutions relaxed the restrictions for a period of time, which greatly improved the pass rate of credit card applications and made the credit line more attractive. The credit line is also based on your actual income, solvency and other specific judgments!
3. It's just an advertising marketing method similar to financial institutions. There are only two at present. One is to promote financial institutions to increase their sense of existence, thereby enhancing their visibility. Secondly, carry out certain product promotion and popularization activities at the same time of publicity!
The end of the year and the beginning of the year are the golden season of consumption. If you apply for a financial institution card, it may generate consumption and profit for financial institutions, so it is understandable to promote sales at this time.
Case 2: An individual impersonates a financial institution and issues a card link.
Sometimes when I open these short messages, I see the links to apply for a card, and I find that these links are all links to apply for a card from a financial institution, as if they were sent by a financial institution. In fact, these so-called card invitations are actually sent by individuals. What's the purpose? Just to earn your head fee for the card.
At present, many financial institutions invite others to apply for cards and get rewards. For example, Ping An Bank invites new cardholders and recommends six people to complete the first three transactions, so they can get 2,688 yuan, directly deducting overdraft card's bill. Industrial Bank successfully recommended four people, and the consumption passed. The inviter will get a "Cobos sweeping robot", and the recommended eight people will get a "Dyson leafless air purification fan".
Other financial institutions have many similar activities. The essence of these individuals or companies texting is to harvest poll tax.
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