Joke Collection Website - Public benefit messages - Post bank credit card repayment date can be delayed for several days.

Post bank credit card repayment date can be delayed for several days.

China Bank Card Self-discipline Convention stipulates that banks should provide time tolerance service for cardholders, and the grace period for repayment should not be less than 3 days.

The credit card grace period of Postal Savings Bank is four days, and its repayment grace period ends at 5 pm on the fourth day after the due repayment date. As long as you pay the minimum repayment amount or pay off the debt before that, it is not overdue.

If you don't pay off the minimum repayment before this date, it will have a bad influence on your credit history and hinder you from handling credit card and loan business in the future. If the overdue period is serious, the bank may freeze your credit card and ask you to pay off all the arrears in one lump sum.

Consequences of overdue credit card of Postal Savings Bank: Once overdue, it will not only pay late fees and overdue interest, but also affect personal credit, and the bank will also report the credit information. At that time, the overdue records will be kept in the credit report for five years, which will also have a certain impact on the subsequent card processing and loan. If the overdue period is serious, the bank may also freeze your credit card and ask you to pay off all the arrears in one lump sum.