My Minsheng credit card is overdue for more than three months. Today, a WeChat named Minsheng Bank Commission Litigation Center sent a message, telling me to prepare to respond to the lawsuit. What sh

My Minsheng credit card is overdue for more than three months. Today, a WeChat named Minsheng Bank Commission Litigation Center sent a message, telling me to prepare to respond to the lawsuit. What should I do? Pay back the credit card if you have money, and nothing else. He won't be embarrassed if he doesn't return this or that. But if you don't return the credit card, you will really be sued by the court. This must be returned. Even if you owe someone a website, just don't let them return the credit card. He told you not to tell you this and that, saying that you would be prosecuted.