What if Shanghai Pudong Development Bank forgets to negotiate repayment twice?

Contact the bank again and provide information before applying.

After the credit card is overdue, a personalized installment repayment agreement is reached with the bank. If it is overdue again, the bank will not negotiate with you again, and all previous negotiations will be invalid.

At this time, you are faced with collection, and the interest of credit card is calculated normally. At the same time, it will speed up the pace of bank prosecution, so the consequences of the second overdue will be very serious.

After the second overdue, it is recommended to contact the bank first, explain the reasons for your second overdue and ask the bank for forgiveness.

Overdue negotiation repayment process of Shanghai Pudong Development Credit Card: 1. Call the customer service phone of the bank credit card center to make an appointment for negotiation.

2. At that time, negotiate with the staff and propose a repayment plan to the bank.

If the bank approves the proposed repayment plan, it will implement it according to the repayment plan.