How did the collection company find my social security information?

Collection refers to the process in which the borrower who is in arrears is recovered. Under normal circumstances, the collection agency will investigate the personal information of the borrower as much as possible to better realize the collection work. Social security information belongs to personal privacy, and shall not be disclosed at will unless permitted by the borrower or authorized by law.

Collection agencies have legal channels to obtain social security information. According to the place where the debt occurs, the requirements of the client and the designated legal agent, the collection agency can inquire about the relevant information of the collection object of the agency in various ways in the personal social security management center. In the process of obtaining relevant information, the collection agency needs to produce relevant legal authorization or power of attorney and pay a certain inquiry fee to the social security management department. In addition, the collection agency can also obtain personal social security information by entrusting a lawyer or a notary office and other third-party institutions.

In order to avoid illegal inquiry of personal social security information, individuals need to take some measures to protect their social security information. First of all, it is necessary to properly keep personal identity documents, social security cards and other document information; Secondly, we should log in to the social security management center regularly to inquire about our social security information, and find and deal with abnormal situations in time; Finally, we should use personal information carefully, especially don't disclose personal identity documents, social security cards and other documents to others at will.

To sum up, the collection agency can obtain personal social security information, but it needs to abide by certain legal provisions and procedures.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.