Is Lan Shangxin's credit loan formal?

Lanshangxin credit loan is formal, but it also needs to be repaid in time. Be rational before lending.

Personal advice:

If there is a loan demand in daily life, you can also choose to go to a regular bank to handle business in time, so that your life will not be affected. The loan interest rate of each bank is different. In order to reduce the loss better, we can choose to shop around, which can make our life better.

For some small loan software, we must stay away, because we all know that the interest of small loan software is very high, and a little carelessness may lead to the suspicion of usury, so we must choose rationally, refuse the violent collection phenomenon around us, and make our lives richer.

Extended data:

Matters needing attention in loan:

1. The information provided to the bank should be true, my address and contact information should be accurate, and the bank should be informed in time if there is any change.

2. The loan purpose should be legal and compliant, and the transaction background should be true.

3. According to your repayment ability and future income expectations, choose the repayment method that suits you.

4. Apply for a loan amount according to your own ability, and usually the monthly repayment amount does not exceed 50% of the total family income.

5. Read the terms of the contract carefully and know your rights and obligations.

6. Repay on time to avoid bad credit records.

7. Don't lose the loan contract and IOUs. For mortgage loans, don't forget to cancel the mortgage registration after paying off the loan.

8. communicate with the bank one month in advance to apply for early repayment.

9. When a foreigner applies for a commercial loan, the general bank requires the borrower to have a stable income in the local area, and also to issue a household registration certificate at the place where the household registration is located (some banks also require a certificate of employment); Moreover, the housing guarantee company requires foreigners to apply for temporary residence permits in addition to local income.