What does short deduction of Postal Savings Bank mean?

SMS deduction is SMS deduction. It must be the bank's SMS reminder service, that is, every time you deposit money and withdraw money, you will receive a short message about what business you have done and how much money is left in your account.

I don't want to use this business. I just took my ID card and went to the bank counter to cancel.

Short debit refers to the SMS reminder debit service of bank cards, which will be enabled by ordinary users when handling bank cards. SMS reminder debit service refers to that when the user uses the bank card for consumption, cash withdrawal, transfer and deposit, the bank will send a reminder message to the user about the balance change after the amount of the user's bank card account changes.

If the user opens the SMS reminder service, it is convenient for him to know the changes of his bank card account, and it is also convenient for him to find out in time when he is unfortunately stolen.

Many users don't want to open SMS to remind them to deduct money, because there is a charge. If users are unwilling to open SMS reminder service, some banks also provide users with WeChat official account inquiry service, and users can bind their bank cards to inquire about their account changes. In addition, the bank's mobile APP is also convenient to view the account bill details at any time, and users can choose to use it according to their own needs.

How much is the short deduction?

Banks need to charge for SMS reminder service. At present, the charging standards of major banks are basically around 2 yuan/month, and different banks may have different charging periods. Some banks deduct the SMS reminder service fee every month, and some deduct it for a quarter or a year at a time. Therefore, you can consult your own bank specifically, and the final charging standard of the bank shall prevail.

If the user has opened the SMS reminder service, and there is no fund in the bank card for a long time, and the bank has not deducted the SMS reminder service fee continuously, the SMS reminder service will be closed directly for the user. Later, when the funds in the account change, the user will not receive the corresponding SMS reminder. If it is necessary to continue using it, it needs to be reopened.

How to cancel short buckle

Many users who have opened the SMS debit reminder service for bank cards may feel that it is of little use in the later period, but they still have to deduct fees, so they want to cancel the service. If users want to cancel the SMS reminder service, they can bring their bank cards and ID cards to the bank counter. After the user arrives at the bank, he only needs to indicate his intention to the staff, and the staff can help cancel the SMS service.