What are some good sentence templates for urging customers to pay?

What are some good sentence templates for collecting money from customers:

1. Borrowing money depends on your friends, and returning money depends on your character.

2. Paying back debts is a matter of course, and people can only be poor.

3. When borrowing money, it is the grandson, and when repaying the money, it is the uncle.

4. When you borrow money, others beg you, and when you pay back money, you beg others.

5. I recently bought a house, and my friend who borrowed the money paid off the loan in time, so money is tight.

6. Pai Gow in one year, golden flowers in ten years, but because of your word of repayment, I dare not go home.

7. I don’t know since when, repaying money has become the only criterion for testing friendship.

8. Some people borrow money from you because they think you will not ask them to pay back the money.

9. When I ask to borrow money, I want to kneel down and pat myself on the back, but I avoid it when I pay back the money.

10. Before borrowing money, call him your friend. After borrowing money, he is your uncle. After you repay the money, he becomes your benefactor.