Pre-litigation mediation of the authenticity of the main policy SMS

First of all, you see that SMS is not some junk collection information with a "T" unsubscribe, and generally speaking, fake collection and prosecution SMS will not directly write what platform, what government agency, and why, because once written, it is a fake government agency, which is illegal.

People who collect accounts are afraid to do so, fearing that they will bear legal responsibility. If you really go to the official WeChat account of the Yinhai District People's Court in Beihai City (the main body of the account is the government) and see the relevant mediation news, you can basically conclude that it is already in the mediation stage.

But whether it is true or not, you should know whether the interest of the platform you use meets the relevant regulations. If the annual interest rate after mediation exceeds 36%, you can directly refuse mediation because it is not protected by law. 24%-36% can negotiate and mediate with them, and less than 24% basically obey. Even if you don't agree, the other party will sue you.

If you want to know whether the online loan platform conforms to the specifications and details, and you are worried about whether you are really being sued, you can get important data such as your online loan history, overdue days and amount, overdue platform and online loan blacklist from (Kayouxin) on WeChat, as long as you find the official account of WeChat. Know your own situation in time and deal with problems actively.

If it is overdue, don't care whether the news is true or not, or deal with the influence behind it. There are still many influences. In a few cases, you should discuss with your family as soon as possible to solve the debt problem and make more efforts to earn money.

Owning money is no big deal. As long as you don't slack off, you can always pay off. You're not defaulting, you just can't pay it back for the time being. Don't worry too much. There are still ways to actively mediate and negotiate.