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How long does it take for China UnionPay Express to inquire about credit information?

24 hours.

Generally, the results can be obtained in China UnionPay Express within 24 hours at the latest. After the user submits the credit inquiry application, the inquiry result will be sent to the mobile phone number reserved by the user in the form of SMS notification. After that, users can log in to the China UnionPay Express platform again to quickly query personal credit reports, or they can choose to download the credit reports to their personal mailboxes. The "Credit Report" launched by China UnionPay Express APP comes from the national financial credit information basic database operated and managed by the Credit Information Center of the People's Bank of China, which is an official and authoritative personal credit report. In order to provide users with more convenient services while protecting their rights and interests, China UnionPay Express APP only provides inquiry and application services for users who have passed real-name authentication, and ensures the safety of users' own operations and personal information through cross-authentication. The whole inquiry process of China UnionPay Express APP is non-contact and mobile, and the steps are simple and clear, without retaining any user information, helping users to obtain their latest credit status safely and conveniently.