How to modify Bank of Communications transfer limit

If Bank of Communications users have set a transfer limit in the early stage and need to adjust it later due to various reasons, they can modify the limit. If it is mobile banking, users can directly log in to the Bank of Communications' mobile banking APP, find the business activation button, click to enter to see the mobile transfer activation and management, and click to modify their transfer limit step by step. Online banking users or mobile banking users can go directly to Bank of Communications offline branches and handle the business of modifying transfer limits directly through the counter. They only need to indicate their intention to the staff and fill in the application form according to the staff's requirements.

What is the transfer limit of Bank of Communications personal online banking in 2019?

Transfer through Bank of Communications online banking in 2019. Different authentication methods have different transfer limits.

If it is SMS dynamic password authentication, the maximum transfer per day is 50,000 yuan; if it exceeds 50,000 yuan, the SMS password authentication tool can no longer be used for personal online banking transfers, but other authentication tools can be used.

If it is smart network shield, mobile magic card or dynamic token authentication, the daily transfer limit is 1 million yuan.

The maximum daily cumulative number of transactions is 9,999, and the maximum annual cumulative limit is 1 trillion.

So even if you use the Smart Network Shield and have SMS dynamic password authentication, what is the maximum amount of money you can transfer per day?

If you hold multiple security tools, the maximum limit shall prevail and cannot be superimposed.

Note: When using the SMS dynamic authentication tool, if all bank cards under your name can transfer a maximum of 50,000 yuan in a single day through electronic channels, excluding transfers from the accounts of your peers.