How much do you charge for cross-bank withdrawals?

Is there a handling fee for inter-bank deposits?

Different banks have different policies. At present, the six major state-owned banks are temporarily exempted from inter-bank withdrawal fees. Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications and Postal Savings Bank are the six largest banks, temporarily exempting ATM withdrawal fees in the same city and other places.

Among them, from July 25th, 20021,ICBC temporarily exempted the domestic inter-bank ATM withdrawal fee for debit cards. The Bank and inter-bank self-service channels are temporarily exempt from withdrawal fees. The domestic inter-bank ATM withdrawal fee for quasi-credit card is temporarily waived. Bank of China will temporarily waive the handling fee for inter-bank ATM withdrawals in the same city and different places, and the recovery time will be notified separately.

From the perspective of other commercial banks, although the inter-bank withdrawal fee has also been reduced, it has not been temporarily exempted. The charging policy implemented in 2022 is still different among banks. Among them, a number of banks are exempt from ATM inter-bank withdrawal fees within a certain number of transactions, and will charge fees after exceeding the prescribed number of free transactions.

For example, the current policy of Industrial Bank is that domestic inter-bank ATMs withdraw money for the first three times a month, whether in the same city or in different places, free of charge, and 3.5 yuan's handling fee will be charged for each withdrawal from the fourth time. Financial social security card customers make free transactions before 10 every month, and the discount starts from April/day of 202 1 year to June 30, 2022.

The current policy of Guangfa Bank is that the first three monthly withdrawals from inter-bank ATMs are free of handling fees, and the fourth one is charged according to 3.5 yuan. Huaxia Bank, Zheshang Bank, Suzhou Bank, Qingdao Rural Commercial Bank and other domestic ATMs were lowered to 2 yuan/transaction.