What online loans do not require mobile phone authentication?

1. What online loans do not require mobile phone authentication?

You must have a mobile phone number that has been used in the real-name registration system for more than 3 months before you can apply.

Second, which online loans do not require mobile phone authentication?

All online loans require mobile phone authentication. Now mobile phone authentication is a necessary procedure, besides mobile phone authentication, identity authentication is also needed.

Third, do online loans only need ID cards?

First of all, it's best not to surf the Internet. Online lending requires photos of the front and back of personal ID cards, personal credit inquiry, address book, bank card information, and personal face brushing verification, all of which are indispensable. Once personal privacy is exposed, there will be a lot of harassing phone calls and text messages. At the same time, if it is overdue, it will also harass your address book by phone. All your relatives and friends will receive your loan information and phone number. Be cautious about online lending.

4. What platform loans don't need to be brushed?

For example, fast loans, micro loans, small loans, lightning loans, long-term loans, JD.COM gold bars, debit cards, 360 IOUs, etc. of China Construction Bank. Do not need face recognition. However, it is also possible that some borrowers do not need face recognition when borrowing from these platforms, and some borrowers will require face recognition, which depends on the evaluation requirements of the system for borrowers. : 1. Why should I brush my face when borrowing money? The main purpose is to verify that the application was made by the user himself, not after the user's identity information was stolen by others, so as to protect the rights and interests of users and reduce the problems of borrowers and platforms in the later period. In the face-brushing authentication, as long as the living face is placed in the authentication frame to ensure that the five senses are clear and normal, and the specified actions are carried out as required, the next operation can quickly pass the authentication. Of course, if users don't want to be authenticated when borrowing money, they can try the following products. Second, which platform does not need to borrow money? 1. Baidu has money to spend: it is a loan product of Baidu Finance, with a credit line of1000-200,000, a loan term of 12-24 months, and a user aged 25-45 years. It has the characteristics of fast loan speed and large credit line. Users can download the application directly and register with their mobile phone number. 2. Huaya Loan: This product is loaned by Heilongjiang Hanhua Internet Co., Ltd., and it is a consumer loan product for young people. The credit line is between 30 million and 65438+10,000, the loan period is 3- 12 months, and the minimum daily interest can reach 1,000. Need to be 22-45 years old, provide ID card, mobile phone number and bank card. Lend it to you: this product has the characteristics of simple information and fast approval. The credit line of the loan is 1 0,000-50,000 yuan, the loan term is 1-3 months, the applicant needs to be 22-55 years old, and my mobile phone number has been in the real-name registration system for 6 months or more. 4. Ping An Citrus Flower: Ping An consumer financial product, with a credit line of 65,438+0,000-200,000, a loan term of 3-24 months and a daily interest rate of 0.039%, subject to the actual approval results. Users need to be 22-45 years old and have a stable source of work income. 3. What if loan face recognition always fails? Face recognition of loan cannot guarantee 100% success. If you always fail, you can find the reasons from these aspects: 1, non-real-name authentication: face-brushing comparison is a photo of real-name authentication certificate, which must be operated by the account itself, and a series of actions such as blinking and opening your mouth can be completed according to the prompts. Even if you brush your face, you can't get through it, or you can't take photos of your mouth. 2. Inappropriate light and angle when brushing the face: It is best for the borrower to find a suitable angle for face recognition in an environment with sufficient light, otherwise insufficient light or inappropriate angle may lead to face recognition failure.