The mobile phone receives ICBC information, but I don't have an ICBC card. What happened?

If you don't get a card when you receive a short message from ICBC, it is generally caused by the wrong filling in of some mobile phone numbers. Also confirm whether it is telecom fraud.

Prevention of credit card fraud:

1. Don't disclose personal information to others easily, including your ID number and bank card number.

2. Pay attention to the safe use of online banking, install necessary security controls, confirm that you are logging in to the real bank website, don't easily receive strange files, and don't easily use other people's computers to log in to online banking.

3. Pay attention to store the card and ID card separately. Many people put their ID cards and bank cards together. Once lost or stolen, the cardholder's funds are likely to suffer losses.

4. When swiping a credit card, confirm whether it is a UnionPay POS machine. After swiping the card, you have to sign the shopping statement. At the same time, you should also pay attention to whether there are duplicate problems to prevent bank cards from being exchanged.

5. Try to open the instant messaging service of the bank, so that you can master the consumption and withdrawal information of your bank card more conveniently and timely.

6. Pay attention to whether there is a suspicious camera on the ATM. When operating, if you see some small notes stuck next to the ATM, such as emergency notice, it means that the machine is broken. Be vigilant when asking cardholders to call or provide password information.

Precautions for credit card use:

1. Ensure timely repayment: The most important thing to use a credit card is to repay on time. Otherwise, the long-term non-payment of overdue debts will affect the credit record of individuals in the central bank. Once personal credit is tainted, it will bring trouble to apply for a credit card or a loan in the future. Repayment is also very simple now. Everyone must remember the repayment time and remind themselves to repay on time.

2. Use the card in a planned way: a friend who just got a credit card may not be able to control his desire to spend, but no matter how short of money, don't empty the line at one time, it is easy to be blocked. Every consumption of a credit card should be repaid on time, and consumption should remember to do what you can.

3. Say goodbye to "sleep card": "sleep card" is a credit card that is basically not used all the year round. If you have a card, you can put it in your wallet and ignore it. Many people may think that as long as the credit card is not activated, there will be no annual fee, let alone no charge. This idea is wrong. Sleep card is likely to have an annual fee, especially sleep card, which has been activated. Therefore, if you have an unused credit card, you'd better cancel it in time.

4, credit cards should not be too much: many novices like to handle multiple credit cards in a short time, in fact, this method is not feasible. If you apply for more than one credit card at the same time, you will be checked for credit many times and rejected by the bank during the application process. The bank will think that you are particularly short of money recently and have the risk of being unable to repay it.