Can Bank of Communications credit card SMS remind you to increase the limit?

If you use your credit card for a while, the bank will send a text message to remind you to increase the limit. There are good and bad raises. You can decide whether to increase the quota according to your own needs.

Benefits of credit card increase: high-value credit cards can reduce the restrictions on swiping cards and withdrawing cash, especially in emergencies. When traveling, eating, staying in hotels, shopping malls, etc. A large credit card can help you avoid the embarrassment of insufficient credit card limit.

Disadvantages of the increase of credit cards: once high-value credit cards are stolen or information is leaked, the losses are huge. Although there is no card guarantee service in the bank credit card center, in fact, if your credit card is stolen by others, you can only get a small part of compensation; At the same time, if the credit card limit is too high, it may lead to excessive consumption. If the repayment is overdue, it will affect your personal credit record.