Will it be credited if the flowers are returned late 1 day?

One day's delay in sending flowers will not affect the credit investigation. If the flowers of Alipay users are overdue 1 to 3 days, they will not receive credit information. However, if the user fails to repay the loan for more than 3 days, the flower garden system will send SMS, voice and other reminders to overdue users. However, if the user maliciously overdue for a long time, it will be recorded in the central bank's credit information system.

Article 10 of the Regulations on the Administration of Credit Information Industry

The establishment of a credit reporting agency engaged in enterprise credit reporting business shall meet the conditions stipulated in the Company Law of People's Republic of China (PRC), and shall, within 30 days from the date of approval and registration by the company registration authority, handle the filing with the agency dispatched by the supervision and administration department of the State Council credit reporting industry, and provide the following materials:

(1) Business license;

(2) Description of the ownership structure and organization;

(3) Basic information on business scope, business rules and business system;

(4) Information security and risk prevention measures.

Where the record items are changed, the original record-keeping institution shall handle the change record within 30 days from the date of change.

Article 11

Credit institutions shall, in accordance with the provisions of the supervision and administration department of credit information industry in the State Council, report the credit information business of the previous year.

The supervision and administration department of the State Council credit information industry shall announce to the public the list of credit information institutions engaged in personal credit information business and enterprise credit information business, and update it in time.