How much is the easy financial gold card of Shanghai Pudong Development Bank?

If it's a salary card, it's free. Otherwise, you can get rid of the annual fee by swiping it six times a month 10 yuan. You can overdraw, but this overdraft is not absolute. Your overdraft limit depends entirely on your deposit amount. For example, if you deposit 2000 yuan in the gold card, then your credit card consumption is only 2000 yuan. But this 2000 yuan is not the 2000 yuan in your card, but the bank advances it for you. At the same time, the 2000 yuan in your card will be frozen, and the freezing will end only if you deposit another 2000 yuan in the card. Simply put, it is deposit pledge.