What is the interest rate of China Everbright Bank?

How about the Sunshine Loan of China Everbright Bank? Get to know it all!

; ? Now, major banks are trying to promote their loan products. Among them, the loan product mainly promoted by China Everbright Bank is Sunshine Casual Loan. Then, what about this sunshine loan of China Everbright Bank? Here is a brief introduction to the sunshine loan of China Everbright Bank.

Here, I would like to introduce the lending information, application methods and product features of Sunshine Free Loan of China Everbright Bank to help you have a deeper understanding of it.

Borrowing information

Everbright Bank can provide you with a consumer credit loan of up to 300,000 yuan, and the longest loan period is 36 months. After you get the credit line, you can withdraw it at any time according to your own needs. In terms of loan interest rate, the loan interest rate of Sunshine Sui Xin of China Everbright Bank is 45%, 65% and 80% higher than the benchmark interest rate.

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The sunshine loan of China Everbright Bank is handled through the whole network channel, which can bring great convenience to everyone. You can use Everbright Bank's personal online banking, mobile banking APP, WeChat Bank and Sunshine Bank APP.

Product characteristics

1. The audit speed of Sunshine Sui Xin Loan of China Everbright Bank is very fast, and it only takes 30 seconds from submitting the application to issuing the audit result at the earliest.

2. There are many loan models for Sunshine Free Loan of China Everbright Bank, and different people can choose from them.

Through the above, I would like to introduce the lending information, application method and product characteristics of Sunshine Free Loan of China Everbright Bank. I hope everyone can see how good it is for Everbright Bank to be free of loans.

Which is better for app to borrow money?

The top ten loan platforms can borrow up to 300,000 yuan.

Many borrowers hope to find a reliable loan platform with low interest rate when applying for some small loan platforms. Although online lending platforms have different qualifications for borrowers, some small loan apps have more relaxed requirements for applying for loans. The top ten loan platforms are ranked and shared, and the loan can be 300,000!

Top ten loan platforms ranking

1, wing payment

Wing Payment is a financial service platform under China Telecom, which includes many small loan products, such as Ping An Small Orange Flower and Sweet Orange Loan. The loan amount that each small loan product can provide to users is different. For example, Ping An Xiaojuhua can provide users with a loan amount of up to 200,000 yuan.

2. Financing electronic loans

Ronge Loan is a loan platform provided by Industrial and Commercial Bank of China to borrowers who meet certain conditions. Pure online consumption, without any mortgage or guarantee from the borrower. Interest is calculated on a daily basis, and the maximum loan amount that can be provided to users is 200,000 yuan.

3. Free loans

Sui Xin Loan is a small loan owned by China Everbright Bank, with a maximum loan amount of 300,000 yuan and an annual interest rate of 6.8%-9%. The longest loan term that the borrower can choose is 36 months. There are many repayment methods for interest-bearing loans, such as matching principal and interest, average capital, paying interest first, and then paying principal. If the borrower repays the loan in advance, no formalities will be charged.

I have used several small loan products in business turnover before. In fact, every small loan platform has an internal application entrance, with low interest, convenient payment and high quota! Share it with those in need and scan the QR code below to enter!

4. Netjet loan

Online lending is a low-interest credit loan issued by Agricultural Bank of China to high-quality customers. Online self-service application is available, and the system automatically approves loans, with a maximum loan amount of 200,000. Customers with installment time exceeding 12 can enjoy a minimum loan interest rate of 4.35%.

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360 Digital Branch is a third-party financial technology platform under 360 Group. Its products include 360 IOUs, 306 small and micro loans and 360 installments. The loan amount is between 5 million and 200,000, and the minimum daily interest rate is 0.027%.

Step 6 raise money and spend it

Raising money is a pure credit consumer loan product for individual cardholders, which is launched by UnionPay Business and Zhongyuan Consumer Finance Company. The borrower can apply for a loan only by virtue of his credit report in China People's Bank and the credit card slip of UnionPay Business.

7. Have money to spend

Qianhua is a small loan product under Baidu Finance. Users can find it by searching for "money" in the mobile app store. After downloading, users will find that there are many loan products that can be used with money, such as short-term loans with low thresholds, with a minimum daily interest rate of 0.02%.

8. Sweet orange borrows money

Sweet orange loan is a small loan product paid by Wing. The minimum loan amount that users can apply for is 500 yuan, and the maximum loan amount is 200,000 yuan. At present, the lowest daily interest rate for borrowing money without sweet orange is 0.02%, and the longest installment time is 12 months.

9. BOC Easy Loan

Bank of China E-loan has been well received by many China bank users, and the qualification requirements for borrowers are not high. The borrower's work unit needs to pay the salary through China Bank and China Bank for more than 6 months.

10, silver point loan

Yindian Loan is a credit loan product of Shanghai Pudong Development Bank. The borrower must be between 18-60 years old, have full capacity for civil conduct and be responsible for his own lending behavior. It is best for the borrower to have close business contacts with Shanghai Pudong Development Bank, or be a payroll user of Shanghai Pudong Development Bank.

The above is the sharing of the related contents of the "Top Ten Loan Platforms", and I hope it will help everyone!

What is the interest rate of Everbright Bank's sunshine casual loan? Introduction of interest rate determination standard!

; ? Now, the demand for loans is increasing. When handling loans, everyone is most concerned about interest rates. Many friends are asking the interest rate of Everbright Bank's sunshine casual loan. Here is an introduction to the interest rate of Sunshine Free Loan of China Everbright Bank.

I learned from China Everbright Bank that the interest rate of Sunshine Free Loan of China Everbright Bank is divided into three grades: benchmark interest rate rises by 45%, 65% and 80%. The execution interest rate of different branches may be slightly different, depending on the actual contract interest rate.

The benchmark loan interest rate is as follows:

1, benchmark interest rate for loans within one year (including one year), benchmark interest rate for loans from one year to five years (including five years) and benchmark interest rate for loans over five years, because the borrower's comprehensive credit situation is directly related to the actual interest rate of Sunshine Free Loan of China Everbright Bank, so everyone should pay attention to some details when applying for loans and try to improve their comprehensive credit score.

Matters needing attention

1. Before applying for Sunshine Free Loan from China Everbright Bank, everyone should supplement their personal information as much as possible and carefully check the authenticity and validity of the information.

You'd better wait until your other loans are paid off before applying for Sunshine Free Loan of China Everbright Bank. Don't apply for too many loans at the same time

In this article, I believe that I have introduced the interest rate of Sunshine Free Loan of China Everbright Bank. Generally speaking, the interest rate of Sunshine Free Loan of China Everbright Bank is not particularly high.

What is the random loan interest rate of China Everbright Bank?

Is it legal for Everbright to borrow money at will? Everbright's loan requirements:

Accompanying loan is a small loan issued by China Everbright Bank for personal legal purposes by purchasing "personal loan guarantee insurance" from an insurance company that has reached a cooperation intention with the bank for borrowers who meet the loan conditions. As can be seen from the official introduction, the prerequisite for handling must be to purchase personal loan guarantee insurance in the designated insurance company.

2. Specific loan object

One of the conditions for applying for Everbright's loan exemption is that it is at least 22-55 years old, and Everbright Bank has paid for customers for six consecutive months.

The loan interest rate in Sui Xin is only 6.09%, and the insurance premium of Everbright Bank's premium agent customers is only 1%, with a daily minimum of 1.9 yuan per 10,000 yuan. There is no handling fee for prepayment.

If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands are reliable, with low interest rates and trustworthy. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%

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It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.

Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!