I paid the money for financial products in Hui Jin, and I have already paid it back. Why did you receive a text message saying that malicious arrears have been reported to CCTV for credit reporting?

If you receive such a short message, it is either fraud or someone has used your identity information to borrow money.

I suggest you go to the bank for consultation. So as far as I know, there may be two reasons:

1. Your credit card outstanding record is regarded as overdue and untrustworthy by the bank and included in the credit information system. Bad credit information will be kept in your credit report for five years. As long as you don't have any bad credit problems such as loan repayment within five years, it will be eliminated automatically.

Second, because your credit card has an excess deposit of 100 yuan, you can't cancel the card normally, resulting in bad debts. This is the most deadly thing. Take out the excess deposit as soon as possible and cancel the card.

Third, the bank made a mistake and didn't clean up your paid debts. It may be the negligence of the bank staff or the fault of the banking system. You can bring your ID card and proof that the credit card has been paid off to the business hall or branch of the bank where the credit card belongs to find a counter staff to handle it.