CITIC Bank is a fraud bank?

There is indeed fraud in CITIC Bank, and a case has been filed.

1. The store of CITIC Bank bullied false litigation, resulting in contract fraud. Being above the law, being bold, practicing fraud, concealing the truth, writing and acting, maliciously interfering with the judicial process, deliberately preventing customers from responding, unwittingly providing perjury to frame customers, deceiving customers to understand the law, and playing with customers' applause, CITIC Bank's long-term illegal routine has been fully played, which has seriously violated customers' substantive rights! Seriously infringe on the litigation rights of customers! His behavior has violated the criminal law of China people.

The facts are as follows: (1) 10 In the case that the repayment has never been overdue, CITIC Bank issued loans in violation of regulations in the name of credit cards, inducing customers to over-credit, defrauding and charging unreasonable interest, and has no right to include customers in the untrustworthy executors! Article 55 of the Measures for the Supervision and Administration of Credit Card Business is classified as follows: the issuing bank shall not provide credit card services beyond the credit limit for credit card transfer (transfer-out) and cash withdrawal, and the total amount of credit card overdraft transfer (transfer-out) and cash withdrawal shall not exceed the credit limit for credit card withdrawal.

(2) Ignoring laws and regulations, robbing and harvesting cardholders. Conceal the interest rate trap of matching principal and interest loans, and induce and deceive customers to charge unreasonable interest renewal and compound interest. China CITIC Bank lends a dream money and a new express line with a monthly interest rate of 0.75% in the name of a credit card. On the surface, the annual interest rate is only 9%, divided into three years and 36 installments. The real annualized interest rate in the first year is 16.44%, in the second year it is 24.38%, and in the third year it is 47. 18%. Paying the same principal and interest in each installment is because on the contrary, it raises the interest rate in disguise, which is obviously an illegal act of defrauding financial consumers and the actual interest rate. This product is suspected of usury! Up to now, CITIC Bank has an unshirkable main responsibility.

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2. A new form of online fraud: fraudsters use fake loans as fraud means, requiring the victims to pay the so-called "withdrawal fee", "packaging fee", "production fee", "membership fee", "capital verification fee", "insurance premium", "margin", "certification fee", "working capital" and "advance payment" in advance.