Is it credible to receive the short message from Guangfa Bank for door-to-door negotiation?

If you don't lose contact, you generally don't collect money at home. If you are visited, don't promise anything casually, and don't sign anything casually. If the other party refuses to leave, you can choose to call the police. Don't be afraid. If you have a stable income every month, you can negotiate with the bank to repay the loan in installments in several years, which will not only be collected, but also will not be prosecuted.