University loan process where to apply for a university loan?

Where can college students get loans?

Hello, dear, there are the following platforms for college students' loans:

First, I come to borrow money

I come to borrow money APP claims to be the fastest platform for college students to borrow money, with a quota of 3-3, yuan, a loan interest of 1%-2% and a loan period of 1 -6 months. After successful registration, college students can borrow money quickly by filling in relevant information and taking photos with their ID cards and student ID cards.

my loan amount is 3-3 yuan, the interest is 1%-2%, and the loan period is 1 -6 months. Review the next payment on the same day. It only takes three minutes to pass the audit quickly.

Second, the famous school loan

The famous school loan APP is a college student loan APP launched by Nuo Nuo Pounder. You can apply as long as you register and fill in the student status information. The maximum loan amount is 1-5. The handling fee for borrowing money is .99%, calculated on a monthly basis. The funds can be received within 48 hours after borrowing money.

you can apply as long as you register and fill in your student status information. The maximum loan amount is 1-5. The handling fee for borrowing money is .99%, calculated on a monthly basis. The funds can be received within 48 hours after borrowing money.

Third, college student loans

Jiurong Finance mainly launched college student loans, entrepreneurial loans, school grass loans, school flower loans, and emergency loans. The borrower of Jiurong Financial College Student Loan can apply as long as he has a college degree or above, and only needs to prepare a student ID card and ID card. The monthly interest rate is .98% and the quota is 1-5, yuan. In order to facilitate the emergency needs of college students, Jiurong Finance specially opened emergency loan products, which are faster and easier to approve. The unified amount is 2, yuan, and the payment can be made within 3 hours.

IV. Lightning Learning Loan

Lightning Learning Loan provides the most flexible loan amount. It offers loans from 3 yuan, 5 yuan and 8 yuan for college students, and provides a flexible repayment period as short as 7 days and as long as 15 days according to the repayment ability of college students.

V. U-University Loan

It is mainly aimed at college students. The loan amount provided is 5 yuan, 8 yuan and 1 yuan, and the loan period is 1-4 days. The U family charges a service fee of (25.1%/ day) for each successful loan.

VI. U-ethnic college loan APP

U-ethnic college loan is a loan-borrowing APP aimed at college students' multi-faceted consumption habits. The loan amount is 1,-3, yuan, the loan term is 3-6 months, and the handling fee rate is 1.2%-1.9%. The longer the term, the higher the rate.

VII. Flash Silver APP

Flash Silver APP is aimed at 52 "people (2 years before graduation and 5 years after graduation). You only need an ID card and a bank debit card to borrow money, and the monthly fee rate is 1.5%-2%. The funds can be received on the same day.

VIII. Lightning Learning Loan APP

Lightning Learning Loan is a mobile phone software for college students' cash lending launched by Shanghai Zhuxin Finance. The biggest feature of the Android version of Lightning Learning Loan is that it can help college students solve their urgent needs, and they can use Lightning Learning Loan to borrow and lend money whether they need urgent money in life, study or entertainment. Lightning Learning Loan offers loans to college students from 3 yuan, 5 yuan and 8 yuan, and it also has a flexible repayment period as short as 7 days and as long as 15 days according to the consumption ability of college students, so it is very convenient.

However, college students are advised not to spend in advance and not to use online loans. If it is overdue, it will have a great impact on themselves.

I hope this answer can help you.

Where can college students get loans

1. Bank loans. With the continuous development of social economy, college students can apply for loans directly from banks. The advantages of bank loans are large amount and low application threshold. In other words, the success rate of college students' loans is relatively high. However, the bank loan threshold is higher. College student loans require applicants to provide their identity certificates, work certificates, student ID cards and other materials. 2. Loans from loan companies. The loan threshold of loan companies is lower than that of banks, but not every student can apply for a loan. The loan threshold of college student loan companies will be lower than that of banks.

How to handle the upcoming college student loan

China Bank's national student loan application process:

1. Offline mode:

(1) Students submit loan applications to college student financial assistance management institutions; The application for national student loan can be submitted through online channels such as personal online banking and personal mobile banking of Bank of China, or paper application can be submitted to colleges and universities offline.

(2) Institutions of higher learning conduct preliminary qualification examination on the national student loan applications submitted by students, and are responsible for the authenticity of the students' loan application qualifications. Colleges and universities should complete the examination within 2 working days after receiving the application for student loans, form a list of students who intend to agree to apply for loans, and complete the preliminary examination.

(3) after the completion of the preliminary examination, colleges and universities should confirm the qualified loan application with the official seal within 5 working days, inform the students who apply for loans of the preliminary examination results, and prepare the Information Form for Examining Students Applying for National Student Loans according to the requirements of the handling bank, and send it to the handling bank together with the application materials in the form of electronic documents and written documents.

(4) The handling bank shall complete the examination within 1 working days after receiving the Information Form for Examining Students Applying for National Student Loans and the application materials submitted by universities and institutions. If there are errors or omissions in the materials submitted by the institutions of higher learning, the handling bank may ask the institutions of higher learning to make corrections or supplements, and the handling bank shall conduct a review. The review of the handling bank shall be completed within 5 working days after the university institution submits the correction or supplementary materials.

(5) For the national student loan through online channels, colleges and universities can conduct online preliminary examination in the system and submit it to the handling bank, and there is no need for paper materials such as the Application Form for National Student Loan and the Information Form for Examining Students Applying for National Student Loan.

(6) The handling bank shall, within 5 working days after the completion of all the examination and approval work, send the loan contract (format) and the iou text to the institutions of higher learning.

(7) Colleges and universities shall organize students to fill in and sign loan contracts and IOUs within 5 working days after receiving the roster of loan students, loan contract (format) and IOUs approved by the handling bank.

(8) Colleges and universities submit loan contracts and IOUs signed by students to the handling bank. The handling bank shall, within 1 working days, complete the examination of the loan contracts and IOUs signed by the borrowing students submitted by the institutions of higher learning, and sign the loan contracts. After the handling bank completes the signing of the loan contract, it will deliver the loan contract kept by the university institution and the borrowing student to the university institution within 2 working days, and the university institution shall hand over one of them to the borrowing student within 2 working days. Institutions of higher learning should ask the borrowing students to sign the loan contract receipt form, which will be stamped by the university and then fed back to the handling bank.

2. Online mode: Online channel application will be resumed after May 29, 222:

(1) Online mode will be approved by the bank first and then by the university.

(2) after receiving the student's application, the handling bank shall, according to the requirements of the loan policy, review the compliance and completeness of the materials submitted by the students and the credit information of the students, and complete the loan approval within 15 working days after the application information and supporting materials are complete. If the students' application information is wrong or the submitted materials are wrong or omitted, they should be returned to the students for correction or supplement. The handling bank has the right to approve the loan and submit it to the undertaking institution of the university.

(3) The undertaking institutions of colleges and universities should verify the authenticity of students' family financial difficulties qualifications and enrollment registration. At the same time, according to the amount of tuition and accommodation required by students, the amount of loans applied for will be reviewed and adjusted. The undertaking institution of a university shall complete the examination and approval through the Bank of China Yishang _ National Student Loan System within 2 working days after receiving the student loan application approved by the bank. Colleges and universities can complete the loan review in batches.

(4) After the handling bank and the undertaking institution of the university review and agree respectively, both parties * * * will organize students to sign a loan contract in the mobile banking, and the loan process will enter after the contract is signed. Students can check the signed loan contract at the personal mobile banking terminal of BOC. After the loan contract is signed by BOC Personal Mobile Banking, the handling bank shall prepare a student list page and submit it to the university undertaking institution for seal, and the sealed student list page shall be filed as required. If the university needs to keep the loan contract, the handling bank shall print the loan contract signed by the personal mobile banking terminal of BOC and submit it to the university organizer.

institutions of higher learning can inform the parents or other legal guardians of the borrowing students' loan information in time by email, SMS, telephone, WeChat, registered letter, etc.

the above contents are for your reference. please refer to the actual business regulations.

Let's stop here for the introduction of where to apply for a university loan.