My life essay collection

In daily life or work and study, everyone will be exposed to essay solicitation more or less. The main purpose of essay solicitation is publicity and education, and the content selection is mainly about praise and experience. What kind of essays have you seen? The following is my life essay carefully compiled by me, for reference only, I hope it can help everyone. My Life Essay 1

People often give too many material conditions to happiness. As a result, maybe in the process of pursuing these material conditions, your hurry has made you miss many beautiful scenery on the roadside. Happiness is sometimes very simple. As long as you have a heart that is good at feeling happiness, you will find that there are many inconspicuous happiness in life.

I once copied "Where is happiness?" "The lyrics of ", although I didn't sing it, it is my true inner feeling: "Where is happiness? I will tell you, it is not in complaints and sighs, it is not in boring chats. It is in ordinary work, It's in the ingenious creativity. It's in the warm eyes, it's in the focused eyes of the children during class; it's in the pure heart, and it's in the kind help. Where is happiness? , it is in the mother's admonishment, it is in the son's sensible actions; it is in the admiring eyes of the lover, it is in the words of appreciation of colleagues; where is happiness in the pace of continuous progress, happiness in overcoming difficulties? In courage; where is happiness? Happiness is in the little things in life, and happiness is in the wisdom of life. ”

In the eyes of ordinary people, teachers live in poverty, have a low social status, and are busy at work. How can we talk about happiness when we are under a lot of pressure? If this is the case for urban teachers, what about rural teachers with difficult conditions? I think: Instead of being bored all day long, complaining about everything, and living like a year without helping anything, it is better to live every day as the last day of your life. In this way, you will cherish everything you have in front of you, live well, work well, and live well. Live a good life, treat your family well, honor your parents well, and don't let your life have any regrets. You will expand the width of life and add a touch of brilliant color to life. You will become more confident, you will always have a charming smile on your face, and your body and mind will become younger and younger...

I once joked about my current living situation when communicating with my classmates: " "Amphibians" - live on campus from Monday to Friday and go back to the city for vacation on weekends. He also joked that I lived a semi-reclusive life. Although teachers in the county take care of both work and family, and have richer material and cultural backgrounds than us, for me, who has a quiet personality, I can be alone in a corner after work, with no one to disturb me, the environment is quiet, the air is fresh, and I have books, computers, and TVs. When I go out and see lively and happy students, I respectfully say "Hello, teacher!". Although it is clean, it is different from living in isolation. I am very accustomed to and enjoy this kind of living situation. I don't have to stay in the classroom all day. The boring and monotonous life in the city also eliminates the need for outings and mountain climbing on weekends. I can also spend my weekends shopping with my family, visiting my mother, and making a delicious meal to reward myself. I enjoy this kind of "amphibious" life.

As a Chinese teacher, although there are imperfections and even regrets in my teaching, in most cases, I rely on my own knowledge accumulation, skillful expression, and flexible control of the classroom. Facing the young, knowledge-hungry eyes and the smiling and intoxicating faces, I feel sincerely happy and happy.

My school residence is shabby and simple, and the furnishings inside are gray and monotonous, but I have made it simple, comfortable, warm, and practical. Living there has not reduced my happiness at all. I turn on the TV when I eat. or the radio to learn about news and current affairs; when exercising or entertaining, I turn on QQ music and speakers, and a familiar melody sounds. I can’t help but sing along with my favorite songs, and dance to rhythmic music. At this time, my body and mind relax, and I I feel freer and more comfortable than the gym.

Reading is an important part of my semi-reclusive life. In the pleasant night, there are sounds of insects outside the courtyard, and I like to lean on the bed and open a book. My most intoxicating day slowly comes to an end in the fragrance of books.

Among the books, Yu Qiuyu's "Cultural Journey" made me wander around many places of interest in the motherland, and I was amazed at the breadth and depth of Chinese culture; among the books, "One Hundred Years of Solitude" by the master of magical realism literature, Marquez, used magical imagination to write about Latin America. The history and loneliness of Hulan River made me linger; Xiao Hong's "Hulan River Biography" allowed me to see Xiao Hong's loneliness and isolation, Xiao Hong's true description of the small town in Northeast China at that time, and his profound understanding of the kindness, ignorance, and numbness of the people of Hulan River. The precise portrayal made me marvel at her talent, and made me sympathize and regret her experience and early death. The lightness and simplicity of Bai Luomei's writing make me never tire of reading it; Wang Xiaobo's "The Golden Age" is full of wisdom and rationality. The work is crude but contains absurdity, absurdity is not irrational, rationality is full of humor, humor is full of sarcasm, and sarcasm is full of criticism. It is worthy of being China's Joyce and Kafka. Yu Hua's "To Live" is both a fable and an epic. It spans a period of turbulent, magnificent, and ever-changing modern Chinese history from the early years of the Republic of China to the 1980s. Fugui's experience represents the experience of hundreds of millions of Chinese people who have gone through that period of history. Life is a tragedy and comedy, and the meaning of living is to experience and experience the taste of life.

When I’m at home on the weekends, I’ll tidy up my house, then go to the supermarket or vegetable market to do some shopping, and then go home to cook a nutritious meal that’s rich in color, flavor, and flavor, such as braised hairtail, cola chicken wings, Treat yourself and your family to beer-cooked duck, mushroom-roasted chicken, sauce-fried pork, boiled fish and more. I would also squeeze out time to visit my mother in my hometown, do housework for her, and chat with her about household chores. Seeing that she was in good physical and mental health, I returned home with joy and satisfaction.

Life is a palette, and we must make the colors of our lives beautiful and moving; life is also a lyre, and we must be good at striking harmonious notes and playing beautiful melodies. My Life Essay 2

Nowadays, in the process of studying and applying for a job, everyone may have to pass various key examinations such as elementary school to junior high school, high school entrance examination, college entrance examination, etc. However, everyone’s experience of the examination process may be different. Same feeling. My life was like this when I was promoted from primary school to junior high school:

Some time before my primary school entrance examination, in order to do well in the exam and achieve the desired results, I kept working hard to review and study all the time. My life was full of sourness, bitterness and spicyness. ,sweet.

The bitterness in life when I was promoted to junior high school:

Before the exam, my mother always asked me to review the current courses continuously, and also review the courses I learned in past grades. I told my mother that the exam for primary school to junior high school will not test the previous courses, but only the courses in the second volume of the sixth grade that I am currently studying. It is useless to study the previous courses. However, my opposition and negativity made my mother very angry, so she started to nag and lecture non-stop, but I think this is true! However, in order to avoid a bigger conflict with my mother, I had to learn it patiently, but there was no harm in learning it, so I started to review it seriously, but during the learning process, I just felt sour and uncomfortable.

The hardships in life as a junior:

In the hot season, I have to review hard, reading, writing, and memorizing. The heat often makes me sweat profusely. . Sometimes, when walking on the street or walking on the road, I have to memorize while walking, even while eating, I am still mumbling, and even when I go to the toilet, I still hold a book and read. The teacher often assigns more than a dozen papers, newspapers and copied homework. I often wrote until eleven or two o'clock at night, which made me feel more uncomfortable and painful than being tortured. My mother also added English grammar questions, and my father also assigned math questions. It was really miserable!

The hot spots in life when I was promoted to junior high school:

In order to do well in the exam, my mother and father always asked me to do questions. I couldn’t do some questions, and my parents were like people on a hot pot. The ants were running around in a hurry. Sometimes my mother can't bear it anymore and starts nagging and scolding me, but there's nothing I can do about it! You're in a dilemma, go ahead, this question is so difficult that you may not be able to figure it out even if you squeeze out your brain. "Back off," my mother kept saying, "I'm like a hot pepper. The spicy food makes people's heads spin."

Sweetness in the life of a junior high school student:

All in all, the life of a junior high school student is too bitter, too difficult, and it really kills me. However, all this is for the sake of the last one. of middle school. All the hard work paid off. Finally, after taking the exam, I achieved good results. I felt that all the hard work was not in vain.

My life as a junior high school student is like this, what about you? My Life Essay 3

According to an official survey of 30 banking institutions, 28 banks among the institutions surveyed have opened WeChat banking services, accounting for 93.33%. In terms of institutional types, 5 state-owned banks and 12 joint-stock banks have all opened WeChat banking, and 8 local commercial banks and 3 foreign-funded banks have opened this type of business. Only 2 foreign-funded banks have not yet opened it. Among the WeChat banks that have been launched, 64.29 has basic functions such as inquiry and consultation, while 35.71 only builds a platform and does not provide substantive functions. Each WeChat bank develops at different paces.

Service functions have evolved from simplicity to complexity, and technical means have continued to make breakthroughs. WeChat Bank can provide functions such as enquiries, consulting services, transfer payments, cardless reservations for withdrawals, and even the purchase of financial products, loan applications, etc. It can help customers save time and costs and break through time and space constraints to query information or handle business. At present, the services provided by various WeChat banks mainly fall into the following categories:

First, information inquiry and account services. Such services are basic services, and most WeChat banks have opened such services. The second is credit card services. Credit card services mainly include bill inquiry, limit inquiry, credit card application, repayment and other services. Credit card service is one of the more basic sections of WeChat Bank and has a high level of user experience. The third is fund payment services such as transfers and remittances, purchasing financial products, etc. Some WeChat banks have opened services such as purchasing financial products, mobile phone recharges, and living payment. Such services involve fund payment functions. Since there are still risk control issues in the connection between the WeChat platform and the banking system, banks are more cautious about opening up WeChat mobile payment functions. Even if some WeChat banks launch fund payment functions, they still need to rely on the mobile banking of each bank.

2. WeChat bank public accounts are not unique and difficult to identify.

When searching for a bank in the WeChat public account search column, several or even dozens of associated public accounts will appear. Some accounts Even the names are exactly the same. Except for Nanyue Bank and Standard Chartered Bank, the remaining 26 banking institutions all have more than one WeChat banking entity, with the most reaching 56. A total of 396 WeChat entities were searched for 28 banking institutions. There are too many WeChat banks with the same account on the WeChat platform, some of which are branch or department accounts of the bank, and some of which are fake WeChat banks, which can easily create a confusing impression on customers and make identification difficult.

3. Customers are at risk of information leakage

First, no password is required to query, leading to information leakage. After binding a bank card in some WeChat banks, customers do not need to enter a query password. They only need to enter the code for the query content according to the system prompts to query personal account information such as their account balances, credit card statements, etc. This poses potential information security risks. Second, the loss of mobile phones leads to information leakage. When consumers enter the bank's mobile page, if they check "Remember Information", their personal identity information on WeChat will always exist. If the mobile phone is lost, others can directly log in to WeChat Bank, which may easily lead to the leakage of credit card bills, points and other related information. Third, the loss of WeChat accounts leads to information leakage. If the customer does not clear the information in time, the information exchanged between the customer and the bank will always be stored in the WeChat chat history. WeChat is bound to the user's bank account. Once the WeChat account is stolen, the customer's bank information will also be leaked.

4. WeChat banking has payment security risks

First, the procedure for opening WeChat payment is too simple. Customers only need to provide their name, card number, ID number and mobile phone number to activate it. Unlike opening online banking and mobile banking, you need to go to the counter with a valid ID to open it. The activation method of WeChat Pay is too simple and cannot verify the authenticity of the customer's identity, which may easily cause financial security risks.

Second, WeChat Bank only makes payments through WeChat payment passwords. There is no verification method through other channels such as password cards, so the security factor is low. Third, the WeChat platform is not an encrypted platform. It is easy for others to use bank card numbers and passwords stolen through other channels to conduct various banking operations on this platform, leading to information leakage and even financial losses. The fourth is mobile phone viruses. Mobile phone viruses will disguise themselves as commonly used mobile phone software. The virus can monitor the user's mobile phone keyboard in the background of the mobile phone system, and can simulate user operations by simulating keystrokes to achieve malicious consumption or transfer purposes.

5. There are potential information security risks on the WeChat platform

WeChat Bank is a public account mounted on the WeChat platform, and all data transmission is carried out through the WeChat platform. The exposure of the communication interface may cause some transaction records and other data to be captured by WeChat, and the data will eventually be deposited on WeChat's servers. When Tencent has information security risks, it will trigger security risks for WeChat Bank.

IV. Suggestions for WeChat Bank

Since the WeChat Bank platform is in the early stages of construction, there are still many issues such as security. The uniqueness of the public *** account and the security of customer information , payment security and other aspects are full of risks, regulatory authorities and banks need to increase investment in risk prevention and management:

1. Clarify the supervision of WeChat banking. The first is to revise relevant laws and regulations to regulate the operation and development of WeChat Bank from a legal perspective; the second is to clarify the regulatory departments and supervisory responsibilities to prevent the lack of supervision and unclear responsibilities of WeChat Bank.

2. Supervise and standardize network platform management. It is recommended that commercial banks manage WeChat banking in a unified manner with reference to the website, and conduct unique authorization certification for the network platform. Branches such as the credit card department can be set up under corresponding columns to avoid the phenomenon of non-unique entities and difficulty in identification.

3. Strictly carry out customer identity authentication. It is recommended to refer to the opening methods of online banking and mobile banking. Customers go to the counter to authenticate their real names to open WeChat banking, set a payment password, and strictly conduct customer identity authentication to prevent fund payment risks.

4. Innovate safe payment management. Strengthen network security protection, take measures at the system security and data communication levels, and establish anti-phishing mechanisms through network security protocols and electronic signatures to solve electronic payment security issues.

5. Strengthen financial consumer education. Strengthen publicity and financial consumer education, improve consumers' awareness of WeChat banking and sensitivity to risks, especially when it comes to fund payments, prevent financial fraud, and ensure the safety of funds. China E-Commerce Research Center) The mobile Internet wave is subverting the world and people's living habits with an unstoppable momentum. Therefore, the banking industry has followed the trend of the times and launched mobile Internet business platforms such as bank APPs and WeChat Bank. Among them, WeChat banking is particularly eye-catching. With the launch of the payment function of WeChat 5.0, whether it is a large state-owned bank, a joint-stock bank or a city commercial bank, they all log in to the WeChat platform at lightning speed to make payments, check bills, repay, WeChat customer service, transaction reminders and other functions all provide users with exclusive and convenient services anytime and anywhere. However, if a complete credit mechanism cannot be established in time, the future development path of WeChat Bank will be very bumpy. My Life Essay 4

1. The current development status of WeChat Bank

The rapid rise of mobile Internet users and the popularization of smart phones are the background of the emergence and development of WeChat Bank. In March 20xx, China Merchants Bank took the lead in launching WeChat customer service for credit cards. In July of that year, it upgraded and launched WeChat Bank. Subsequently, more than a dozen national commercial banks launched WeChat banking services one after another, setting off a wave of WeChat banking construction.

First of all, WeChat services in various industries present the following characteristics.

First, basically all national commercial banks have launched WeChat services.

The second is to adopt different development models according to service projects. One is WeChat customer service, which mainly provides credit card-related services; the other is WeChat banking, which provides a series of services including credit cards, debit cards, financial products, etc.

At present, the vast majority of banks adopt the WeChat banking model, which mainly handles retail business for individuals, especially credit card business, debit card business, and wealth management product sales.

Third, WeChat Bank is still in the early stages of development, and the services it can currently provide are relatively simple: first, information inquiry, such as credit card bill, points and discount information inquiry, debit card balance inquiry, branch information inquiry, etc. ; Secondly, it handles some standardized services, such as bill installments, transfer payments, branch reservations, living expenses, etc.; finally, it provides business processing channels, such as applying for credit cards, applying for loans, purchasing financial products, etc. Fourth, various banks have different reactions to the new thing WeChat Bank. Although it has not been developed for a long time, the gap has widened. Some banks have completed integration and present customers with a complete retail banking system. Some banks serve both credit card customer service and bank customer service, and a few banks only provide credit card customer service.

2. The reasons and significance of the rapid rise of WeChat Bank

The rapid rise of WeChat Bank has a profound background of the times. In recent years, the number of mobile Internet users in my country has grown rapidly, and their proportion among the total Internet users has increased year by year. In June 20xx, it reached 78.5, heralding the arrival of the mobile Internet era. Nowadays, as long as you have a smartphone, you can consume, pay, invest, and manage finances anytime and anywhere. This has greatly impacted the business model of traditional commercial banks that rely on the number of branches to increase business scale, prompting them to create a new financial model in the mobile Internet era.

Correspondingly, WeChat is currently an extremely popular instant messaging software. Tencent recently announced that as of September 30, 20xx, the number of monthly active WeChat accounts had reached 271.9 million, an increase of 15.3% from the previous quarter and an increase of 124.3% from the same period last year. The transformation of commercial banks to the mobile Internet coincided with the rapid popularity of WeChat. WeChat Bank was naturally born and became a new way for banks to serve customers. Facts have proven that WeChat Bank can create real benefits for banks, which is mainly reflected in the following points.

1. Reduce service costs

WeChat Bank uses intelligent customer service to replace traditional manual agents, which can effectively save costs. Taking the credit card business as an example, in 20xx, the customer service volume of China Merchants Bank Credit Card Center exceeded 60 million, and the cost of each call was approximately 5 yuan (including staff wages, communication fees, water and electricity, agent hardware equipment, etc.). If WeChat's self-service and interactive services can save 10% of call traffic, the annual cost savings will be approximately 30 million yuan. The actual replacement rate may be higher.

Currently, banks are accustomed to using text messages to push promotional information. The cost of sending text messages is 3 to 5 cents per text, calculated as 2 text messages per month. If it is sent through WeChat, a card issuing bank with 10 million users can save 12 million yuan. Since the cost of sending information on WeChat is extremely low, commercial banks can send new promotional information every day.

In addition, WeChat Bank can also save costs for banks in many aspects, such as gradually replacing paper credit card statements and providing new low-cost channels for card application, lending, and wealth management product sales.

2. Improve user experience

In the past, when customers encountered problems (whether it was daily problems such as bill inquiries or emergencies such as reporting lost cards), in most cases only You can seek help by calling the customer service hotline. However, after dialing a human agent, you usually have to wait for a while, and sometimes the call cannot be connected. With WeChat Banking, customers can check bills and report losses anytime and anywhere in just a few seconds. The improvement in customer experience is self-evident. For another example, customers need to pick up a number and queue up to do business at a bank branch, and usually have to wait for a long time. With WeChat banking, customers can easily check the queue information of surrounding banks and make reservations in advance, saving time and effort.

3. Achieve precision marketing

In the past, it was not easy for banks to achieve precision marketing.

Taking the credit card business as an example, promotional information can usually only be pushed in batches based on customer groups, and a lot of information that lacks pertinence is obviously ineffective. With WeChat Bank, the situation is completely different. For example, if a cardholder is on a business trip from Beijing to Shanghai and wants to know what promotions are available nearby, he only needs to open WeChat Bank and select "Location". After a few seconds, information about promotions around his location will be immediately displayed. Even if he did not take the initiative to learn about the discount information, as long as he swiped his card to consume a meal on Nanjing Road in Shanghai, the bank system could immediately identify his location and send a WeChat transaction reminder while reminding him that there are other stores near Nanjing Road. What promotions are available. This kind of precision marketing helps commercial banks achieve the most effective promotion at the lowest cost.

In the future, commercial banks can build a service platform around WeChat Bank, pooling the bank’s various services and partners’ resources to form a “micro life circle” exclusive to each customer. The value of this platform It will be beyond our imagination.

3. Hidden dangers of WeChat banking

However, there are also results showing that the development of WeChat banking business helps to provide customers with more convenient, efficient and diversified financial services, but at the same time it also There are hidden dangers such as information leakage and payment risks. My Life Essay 5

Some people say that books are ladders, nutrients and spiritual food, but I think books are more like the sun

——Inscription

My life cannot be separated from books, just like fish cannot be separated from water and clouds cannot be separated from the sky. I remember that the teacher once gave me an assignment to read an article every day. Many people thought it was difficult to stick to it, but I thought it was just a normal thing like eating and sleeping.

Reading is an indispensable and refreshing part of my life. I am nostalgic in the world of books; I am intoxicated in the world of books; I listen to the jointing sound of my own growth in the world of books. The book also comforted me and gave me peace. In the dialogue with the book, I released the depression and melancholy caused by the pressure of study and life. Books have become my confidants and good friends.

In my bookcase, there are always rows of books that stick to their posts like soldiers. Let me close my eyes and think about it slowly. I know the content and true meaning of each book. Still vivid in my mind

My favorite masterpiece is Graham's "The Wind in the Willows". I can't put it down because of its touching sentences. The four lovely gentlemen in the book are actually four common animals in the British countryside: mole, toad, river rat and old badger. The article is delicate and elegant, smooth and brisk. It showed me the unforgettable British countryside life. The book also talks about the honest and kind-hearted otter, the shy and cute little field mouse chorus, the stupid and unfriendly rabbit, the weasel, the stoat, the ferret, etc. This book brings together the animals. When drawn to life, they are just like the human world, of all kinds, loyal and treacherous. These beautiful and moving words have accompanied me for countless nights. I watched it three times and still couldn't put it down.

Books are inseparable from my life. They allow me to understand various characters and their own unique ways of life.

A good book is like a sun, and a thousand good books are like the sun in front of you. Thousands of brilliant suns will illuminate our direction and make our lives brighter! My Life Essay 6

With the continuous development of the economy and society, people’s life pace is getting faster and faster, and their lifestyles are also quietly changing, including payment methods, such as IC cards for public transportation I am used to buying cars, going to online stores to enjoy the fun of online shopping, using credit cards to spend all kinds of things I like, and using online bank transfers to escape the long wait in front of the bank counter... As a post-80s generation, my life is of course also No exceptions. Various modern payment methods are affecting or even changing my life!

In recent years, with the expansion of banking business and the advancement of service methods, bank cards have become the most widely used payment tools. The proportion of card consumption in total retail sales of consumer goods continues to hit new highs.

However, the payment method for card consumption is being strongly impacted by emerging electronic payment methods such as online payment, mobile payment, and telephone payment. First of all, the Internet has changed life, and the opening of online banking has brought many magical experiences to my life. Without leaving home, I can turn on my computer and conveniently make electricity bill payments, phone bill top-ups and self-service deposits through my personal online banking; online shopping settlements, transfers and remittances can be completed instantly with the click of a mouse; I only need to face the computer screen to fund , insurance sales, online trading of precious metals and futures, etc. can all be handled with one hand.

Online banking has opened up a new world for me that keeps pace with the times. It shows me a financial supermarket with a dazzling array of financial products. Online banking is a home bank that I can rely on. Secondly, technology has given finance wings to take off. Today, the mobile phone is no longer a simple communication tool, it has become a mobile bank that accompanies me every day. In the palm of my hand, this mobile phone is a private bank that serves me wholeheartedly. Remittance transfers, gold trading, and foreign exchange financial management services are all available in my mobile banking. With my mobile phone in the bank, I can activate the "cardless cash withdrawal" service of mobile banking without carrying a passbook or bank card. I rely on the "reservation mobile phone number", the "reservation code" I set and the "temporary password" received on my mobile phone. "You can easily withdraw money from an ATM with just a text message. It can be seen that emerging electronic services are developing rapidly and adapt to the payment service needs of different groups and classes. In addition, the electronicization of bills is steadily advancing, providing broad space for the promotion, popularization and development of bill business. In 20xx, the ratio of cash payment volume to non-cash payment volume in our country was less than 1, and our country has entered the era of non-cash payment.

At this point, I believe many people will think of the movie about Sha Gener who takes the train back to his hometown carrying tens of thousands of dollars and the story of "A World Without Thieves" that revolves around his money bag. With the widespread use of modern payment methods in recent years, Shagen'er's experience is gradually changing. If Shagener lived today, he might not carry cash home, but only need to bring a bank card. Just imagine, if you go home with a year's hard-earned money, you will inevitably worry about losing the money on the way, and you will always feel uneasy. Bringing the card home is different. The card is very light, and it is not easy to lose it even if you lose it. There is also password protection. If you want to use the money to withdraw it from the bank when you get home, you can save a lot of trouble on the road.

It has to be admitted that the development of non-cash payment tools, especially electronic payment methods, has created a group of non-financial institutions that specialize in electronic payment services, effectively making up for the shortage of bank counter outlets and greatly alleviating the problem of bank counters. The problem of queuing at bank branches. In order to strengthen the supervision and management of payment services of non-financial institutions, ensure the safety of customer funds, and safeguard the legitimate rights and interests of consumers, the People's Bank of China is also actively guiding non-financial institutions to engage in payment services in accordance with the principles of safety, efficiency, integrity and fair competition. On the basis of comprehensive and objective analysis of the development trend of payment services of non-financial institutions, we established the idea of ??supervision of payment services of non-financial institutions by “combining national conditions, promoting innovation, market leadership, and standardized development”, and issued the "Non-financial Institutions Payment Services" in 20xx. Measures for the Administration of Financial Payment Services and its implementation details. This will definitely play a positive role in promoting the development of modern payment methods in the future.

Time has made the green trees become lush and lush; time has made the wings of the young eagles soar into the blue sky. I believe that as time goes by and the economy further develops, the new modern payment system will not only facilitate people's daily lives, but will also play a huge role in promoting consumption, reducing transaction costs, supporting agriculture and benefiting farmers, and other aspects of the national economy and people's livelihood. role.